126 Division St, Algonquin, IL 60102 Property Records

McHenry County property record for 126 Division St, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,574 sqft · built 1932
Lot Size0.156 acres (6,815 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Aug 2017)
Deeds & MortgagesOct 2021 Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-34-155-002

Property Details

APN / Parcel Number

Primary APN19-34-155-002

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,574 sqft
Gross Area2,733 sqft
1st Floor Area1,122 sqft
2nd Floor Area452 sqft

Exterior

Year BuiltBuilt 1932
Exterior MaterialBrick Veneer
Lot Area6,815 sqft (0.156 acres)
Lot Dimensions103 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address126 DIVISION ST
CityALGONQUIN
StateIL
Zip60102-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0028616 LT 2 BLK 1 CHEWNINGS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionCHEWNINGS ADD
Legal Block1
Legal Lot Number2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3003
Census Tract871310

Owner

Source: McHenry County records · APN 19-34-155-002

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address126 DIVISION ST, ALGONQUIN, IL 60102-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 15, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 02, 2017Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2017 · Amount on Record
Deed SaleAug 02, 2017 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address126 DIVISION ST, ALGONQUIN, IL 60102-2708
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054700
DateOct 07, 2021
Instrument2021R0054700
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term311 Months
DueSep 01, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address126 DIVISION ST, ALGONQUIN, IL 60102-2708
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009062
DateMar 15, 2017
Instrument2017R0009062
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 01, 2046

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 02, 2017
Property Address126 DIVISION ST, ALGONQUIN, IL 60102-2708
Document Number0000028616
Map ReferenceMB2 PG28
Instrument DateJul 16, 2017
Instrument2017R0028616
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$227.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 BEACH DR, 600, ALGONQUIN, IL 60102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address126 DIVISION ST, ALGONQUIN, IL 60102-2708

Mortgage

Document Number0000028617
DateAug 02, 2017
Instrument2017R0028617
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate3.75%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$60,190 Land $5,555 Building $54,635$180,570 Land $16,665 Building $163,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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