109 Division St, Algonquin, IL 60102 Property Records

McHenry County property record for 109 Division St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,354 sqft
Lot Size0.179 acres (7,800 sqft)
Owner2 Company Names on Record
Last Sale$95,000 (Oct 1993)
Tax Bill$5,509 (2024)
Flood ZoneZone X (minimal risk)
APN19-34-154-007

Property Details

APN / Parcel Number

Primary APN19-34-154-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,354 sqft Living Area
1st Floor Area850 sqft
Basement Area850 sqft

Exterior

Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address109 DIVISION ST
CityALGONQUIN
StateIL
Zip60102-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0028272 LT 4 BLK 2 CHEWNINGS ADDN
Legal SubdivisionCHEWNINGS ADDN
Legal Block2
Legal Lot Number4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3002
Census Tract871310

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address109 DIVISION ST, ALGONQUIN, IL 60102-2707
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1993 · Amount on Record
Deed SaleOct 1, 1993 · Amount on Record
Deed Document Number199358837
Prior Transfer DateSep 29, 1993
Prior Transfer Doc0000058837
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,509.00$78,427 (+50.11%) Land $20,326 Building $58,101$235,281 (+50.11%) Land $60,978 Building $174,303
2022Homeowner's exemption$52,248 Land $11,523 Building $40,725$156,744 Land $34,569 Building $122,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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