115 Division St, Algonquin, IL 60102 Property Records

McHenry County property record for 115 Division St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1902
Lot Size	0.179 acres (7,800 sqft)
Owner	Owner Name on File
Last Sale	$145,000 (Jun 2014)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-154-006`

Property Details

APN / Parcel Number

Primary APN	`19-34-154-006`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,604 sqft
Gross Area	2,363 sqft
1st Floor Area	845 sqft
2nd Floor Area	759 sqft

Exterior

Year Built	Built 1902
Exterior Material	Frame Siding
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	115 DIVISION ST
City	ALGONQUIN
State	IL
Zip	60102-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0020419 LT 3 BLK 2 CHEWINGS ADDN MEMO: STINAFF, MICHAEL D/ MENCHACA, ADRIANA
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	CHEWINGS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3002
Census Tract	871310

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	115 DIVISION ST, ALGONQUIN, IL 60102-2707
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2014 · Amount on Record
Deed Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	2014R0020419
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	115 DIVISION ST, ALGONQUIN, IL 60102-2707
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037177
Date	Jul 8, 2021
Instrument	2021R0037177

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$63,412 Land $11,523 Building $51,889	$190,236 Land $34,569 Building $155,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20