120 Division St, Algonquin, IL 60102 Property Records

McHenry County property record for 120 Division St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,001 sqft · built 1902
Lot Size0.174 acres (7,595 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Sep 2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-34-155-003

Property Details

APN / Parcel Number

Primary APN19-34-155-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,001 sqft
Gross Area3,114 sqft
1st Floor Area1,133 sqft
2nd Floor Area868 sqft

Exterior

Year BuiltBuilt 1902
Exterior MaterialFrame Siding
Lot Area7,595 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address120 DIVISION ST
CityALGONQUIN
StateIL
Zip60102-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0031848 LT 3 BLK 1 CHEWNINGS ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionCHEWNINGS ADD
Legal Block1
Legal Lot Number3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3003
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 DIVISION ST, ALGONQUIN, IL 60102-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleJul 6, 2005 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 13, 2022
Property Address120 DIVISION ST, ALGONQUIN, IL 60102-2708
Document Number0000031848
Map ReferenceMB 2 PG 28
Instrument DateSep 7, 2022
Instrument2022R0031848
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 DIVISION ST, ALGONQUIN, IL 60102-2708

Mortgage

Document Number0000031849
DateSep 13, 2022
Instrument2022R0031849
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$66,949 Land $11,178 Building $55,771$200,847 Land $33,534 Building $167,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Division St

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