12575 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12575 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,730 sqft · built 1992
Lot Size	0.173 acres (7,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Sep 2025)
Tax Bill	$7,522 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E11BC08900`

Property Details

APN / Parcel Number

Primary APN	`22E11BC08900`
Alternative APN	`01448384`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,730 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,542 sqft (0.173 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	01448384
Street Address	12575 SE BLUFF DR
City	CLACKAMAS
State	OR
Zip	97015-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8.5
Legal Description	2900 TALBERT HEIGHTS #2 LT 34
Legal Range	2E
Legal Township	2S
Legal Section	11
Legal Subdivision	TALBERT HEIGHTS #2
Legal Lot Number	34
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3004
Census Tract	22105

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	202535523
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253

Mortgage

Document Number	0000085757
Date	Sep 21, 2021
Instrument	2021-085757

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 11, 2025
Property Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253
Document Number	0000035523
Instrument Date	Sep 7, 2025
Instrument	2025-035523
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253

Mortgage

Document Number	0000035524
Date	Sep 11, 2025
Instrument	2025-035524

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 6, 2020
Property Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253
Document Number	0000016783
Instrument Date	Mar 5, 2020
Instrument	2020-016783
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12575 SE BLUFF DR, CLACKAMAS, OR 97015-9253

Mortgage

Document Number	0000016784
Date	Mar 6, 2020
Instrument	2020-016784

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,522.00 (+6.68%)	$395,556 (+6.09%)	$639,286 (+3.17%) Land $230,836 Building $408,450
2023	$7,051.00	$372,850	$619,654 Land $221,414 Building $398,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon, Ziply Fiber.

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