12650 SE Bluff Dr, Clackamas, OR 97015 Property Records

Clackamas County property record for 12650 SE Bluff Dr, Clackamas, OR 97015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,208 sqft · built 1992
Lot Size	0.436 acres (18,982 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Aug 2004)
Tax Bill	$7,414 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E11BC04200`

Property Details

APN / Parcel Number

Primary APN	`22E11BC04200`
Alternative APN	`01447919`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	18,982 sqft (0.436 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	01447919
Street Address	12650 SE BLUFF DR
City	CLACKAMAS
State	OR
Zip	97015-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8.5
Legal Description	2900 TALBERT HEIGHTS #2 LT 81
Legal Range	2E
Legal Township	2S
Legal Section	11
Legal Subdivision	TALBERT HEIGHTS #2
Legal Lot Number	81
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3000
Census Tract	22105

Owner

12650 SE Bluff Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: Clackamas County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2004 · Amount on File
Deed Sale	Aug 6, 2004 · Amount on File
Prior Sale	Oct 5, 2001 · Amount on File
Deed Document Number	200472488
Last Transfer Date	Jun 5, 2017
Transfer Doc	0000038556
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254

Mortgage

Document Number	0000017870
Date	May 14, 2025
Instrument	2025-017870

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068793
Date	Jul 20, 2021
Instrument	2021-068793

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 9, 2017
Property Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254
Document Number	0000038556
Instrument Date	Jun 5, 2017
Instrument	2017-038556
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12650 SE BLUFF DR, CLACKAMAS, OR 97015-9254

Mortgage

Document Number	0000038557
Date	Jun 9, 2017
Instrument	2017-038557

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12650 SE Bluff Dr was $7,414.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,414.00	$389,824	$753,078 Land $283,678 Building $469,400
2023	$6,950.00	$367,447	$729,780 Land $272,100 Building $457,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12650 SE Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12650 SE Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon, Ziply Fiber.

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