12575 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 12575 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,628 sqft · built 1960
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2021)
Tax Bill	$5,067 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9195-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9195-1`
Alternative APNs	`09-30-15-94698-003-0220` `301509946980030220` `153009946980030220` `R102454`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Architectural Style	H-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102454
Street Address	12575 RIDGE RD
City	LARGO
State	FL
Zip	33778-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALSINGHAM HEIGHTS 1ST ADD BLK 3, LOT 22
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	WALSINGHAM HEIGHTS 1ST ADD
Legal Tract	94698
Legal Block	3
Legal Lot Number	22
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2020
Census Tract	25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12575 RIDGE RD, LARGO, FL 33778-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 1, 2021	Warranty Deed, Transfer · Commercial Mortgage NEWIT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	2021387772
Deed Book / Page	21828 / 185
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	0142720511
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 1, 2021
Property Address	12575 RIDGE RD, LARGO, FL 33778-2520
Document Number	0218280185
Book / Page	21828 / 185
Map Reference	MB 50 PG 20
Instrument Date	Nov 29, 2021
Instrument	2021387772
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	GENISY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2709 SKIMMER POINT WAY S, 2709, GULFPORT, FL 33707-3993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12575 RIDGE RD, LARGO, FL 33778-2520

Mortgage

Document Number	0021828187
Date	Dec 1, 2021
Instrument	21828/187

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 1, 2021
Property Address	12575 RIDGE RD, LARGO, FL 33778-2520
Document Number	0214640921
Book / Page	21464 / 921
Map Reference	MB 50 PG 20
Instrument Date	Mar 31, 2021
Instrument	2021105959
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GENISY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10200 122ND AVE # AVE1454, 10200, LARGO, FL 33773-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 SKIMMER POINT WAY S, GULFPORT, FL 33707-3993

Mortgage

Document Number	0214640923
Date	Apr 1, 2021
Book Page	21464/923
Instrument	2021105961

Lender

Name	NEWIT LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33616

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,067.00 (+5.63%) Homeowner's exemption	$309,065 (+5.99%)	$365,146 (+10.18%) Land $146,813 Building $218,333
2024	$4,797.00 (+1.7%)
2023	$4,717.00 (+2.9%) Homeowner's exemption	$291,607 (+3%)	$331,394 (+10.05%) Land $159,328 Building $172,066
2022	$4,584.00 Homeowner's exemption	$283,114	$301,127 Land $164,704 Building $136,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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