12473 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 12473 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1959
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$195,500 (Dec 2019)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Mar 2020 Transfer Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9198-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9198-5`
Alternative APNs	`09-30-15-94698-003-0250` `301509946980030250` `153009946980030250` `R102457`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102457
Street Address	12473 RIDGE RD
City	LARGO
State	FL
Zip	33778-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALSINGHAM HEIGHTS 1ST ADD BLK 3, LOT 25
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	WALSINGHAM HEIGHTS 1ST ADD
Legal Tract	94698
Legal Block	3
Legal Lot Number	25
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2020
Census Tract	25307

Owner

12473 Ridge Rd is owned by a company that acquired it in March 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	111 LAKE AVE SE, LARGO, FL 33771-2642
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Aug 30, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	2019400060
Deed Book / Page	20808 / 2346
Last Transfer Date	Mar 3, 2020
Transfer Doc	0209090567
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 4, 2020
Property Address	12473 RIDGE RD, LARGO, FL 33778-2520
Document Number	0209090567
Book / Page	020909 / 000567
Instrument Date	Mar 3, 2020
Instrument	74469
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 LAKE AVE SE LARGO FL 337712642, LARGO, FL 33771-2642

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 16, 2019
Property Address	12473 RIDGE RD, LARGO, FL 33778-2520
Document Number	0208082346
Book / Page	20808 / 2346
Map Reference	MB 50 PG 20
Instrument Date	Dec 5, 2019
Instrument	2019400060
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 UNION ST, 308, MAIDEN, NC 28650-1334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LAKE AVE SE, LARGO, FL 33771-2642

Mortgage

Document Number	0208082348
Date	Dec 16, 2019
Instrument	20808/2348

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 30, 2017
Property Address	12473 RIDGE RD, LARGO, FL 33778-2520
Document Number	0197580314
Book / Page	19758 / 0314
Map Reference	MB50 PG20
Instrument Date	Aug 28, 2017
Instrument	2017269790
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11881 106TH CT, 11881, SEMINOLE, FL 33778-3645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12473 RIDGE RD, LARGO, FL 33778-2520

Mortgage

Document Number	2017269791
Date	Aug 30, 2017
Instrument	2017269791

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12473 Ridge Rd was $5,091, up 10.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,091.00 (+10.08%)	$282,123 Land $138,071 Building $144,052	$282,123 Land $138,071 Building $144,052
2024	$4,625.00 (+7.56%)
2023	$4,300.00 (+9.05%)	$252,533 (+9.19%)	$252,533 (+9.19%) Land $144,383 Building $108,150
2022	$3,943.00	$231,271	$231,271 Land $146,780 Building $84,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12473 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12473 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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