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12599 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 12599 Ridge Rd, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,079 sqft · built 1959
Lot Size0.221 acres (9,627 sqft)
Owner2 Owner Names on File
Last Sale$95,000 (Dec 2002)
Tax Bill$980 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-9194-4

Property Details

APN / Parcel Number

Primary APNC62-000-749-9194-4
Alternative APNs
  • 09-30-15-94698-003-0210
  • 153009946980030210
  • R102453

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,079 sqft Heated Area
1st Floor Area1,079 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions86 ft deep x 111 ft wide
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area384 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR102453
Old Parcel Number153009946980030210
Street Address12599 RIDGE RD
CityLARGO
StateFL
Zip33778-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALSINGHAM HEIGHTS 1ST ADD BLK 3, LOT 21
Legal Range15
Legal Township30
Legal Section09
Legal SubdivisionWALSINGHAM HEIGHTS 1ST ADD
Legal Block3
Legal Lot Number21
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2020
Census Tract25307

Owner

The current owner of 12599 Ridge Rd bought it in December 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Owner Names on File
Mailing Address12599 RIDGE RD, LARGO, FL 33778-2520
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2002 · Amount on File
Deed SaleDec 31, 2002 · Amount on File
Deed Document Number0124462358
Deed Book / Page12446 / 2358
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address12599 RIDGE RD, LARGO, FL 33778-2520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209810276
DateApr 28, 2020
Book Page20981/276
Instrument2020136263
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMay 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 12599 Ridge Rd was $980 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$980.00 Homeowner's exemption$93,846$277,986 Land $163,645 Building $114,341
2023$877.00 (+5.28%) Homeowner's exemption$88,545 (+3%)$259,053 (+11.43%) Land $165,501 Building $93,552
2022$833.00 Homeowner's exemption$85,966$232,472 Land $163,123 Building $69,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12599 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12599 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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