12512 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 12512 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1979
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Company Names on File
Last Sale	$480,000 (Mar 2023)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8145-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8145-7`
Alternative APNs	`09-30-15-01970-000-0830` `301509019700000830` `153009019700000830` `R101404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	184 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101404
Street Address	12512 RIDGE RD
City	LARGO
State	FL
Zip	33778-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 83
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	83
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2015
Census Tract	25307

Owner

12512 Ridge Rd is owned by a company that bought it in March 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Company Names on File
Mailing Address	12512 RIDGE RD, LARGO, FL 33778-2519
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 10, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	202356194
Deed Book / Page	22363 / 232
Transfer Doc	0219282084
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 3, 2023
Property Address	12512 RIDGE RD, LARGO, FL 33778-2519
Document Number	0223630232
Book / Page	22363 / 232
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 28, 2023
Instrument	2023056194
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8825 SW 136TH TER, DUNNELLON, FL 34432-3775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12512 RIDGE RD, LARGO, FL 33778-2519

Mortgage

Document Number	0022363234
Date	Mar 3, 2023
Instrument	22363/234

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 10, 2022
Property Address	12512 RIDGE RD, LARGO, FL 33778-2519
Document Number	0219282106
Book / Page	21928 / 2106
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 3, 2022
Instrument	2022043969
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12512 RIDGE RD, LARGO, FL 33778-2519

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 10, 2022
Property Address	12512 RIDGE RD, LARGO, FL 33778-2519
Document Number	0219282084
Book / Page	21928 / 2084
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 3, 2022
Instrument	2022043967
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12512 RIDGE RD, LARGO, FL 33778-2519

Mortgage

Document Number	0219282087
Date	Feb 10, 2022
Instrument	21928/2087

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 17, 2021
Property Address	12512 RIDGE RD, LARGO, FL 33778-2519
Document Number	0213921826
Book / Page	21392 / 1826
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 12, 2021
Instrument	2021051578
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12512 RIDGE RD, LARGO, FL 33778-2519

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 23, 2020
Property Address	12512 RIDGE RD, LARGO, FL 33778-2519
Document Number	0209752515
Book / Page	20975 / 2515
Map Reference	MB 77 PG 8
Instrument Date	Apr 21, 2020
Instrument	2020132072
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209752517
Date	Apr 23, 2020
Instrument	20975//2517

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12512 Ridge Rd was $5,949, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,949.00 (+5.53%)	$355,556	$434,326 Land $133,856 Building $300,470
2024	$5,637.00 (+31.25%)
2023	$4,295.00 (+2.95%) Homeowner's exemption	$269,313 (+3%)	$384,802 (+25.29%) Land $147,897 Building $236,905
2022	$4,172.00 Homeowner's exemption	$261,469	$307,122 Land $148,187 Building $158,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12512 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12512 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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