Riverside County property record for 1257 Cypress Point Dr, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,195 sqft · built 1989 |
| Owner | 2 Trust Names on File |
| Last Sale | $132,000 (Feb 2013) |
| Tax Bill | $2,201 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 440-020-036 |
| Primary APN | 440-020-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| Gross Area | 1,655 sqft |
| 1st Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Tile |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1257 CYPRESS POINT DR |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 107 MB 176/074 TR 22174 |
| Legal Subdivision | TRACT 22174 |
| Legal Tract | 22174 |
| Legal Lot Number | 107 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 43812 |
1257 Cypress Point Dr is owner-occupied and held in a trust since October 2024.
Source: Riverside County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 22, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 8, 2021 | Deed of Trust, Mortgage · VA Mortgage WESTERN EXPRESS LENDING |
| Oct 22, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2013 · Amount on File |
| Deed Sale | Feb 5, 2013 · Amount on File |
| Prior Sale | Sep 23, 2011 · Amount on File |
| Deed Document Number | 201362269 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0000325309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Document Number | 0000066887 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026-0066887 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000271217 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-0271217 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Document Number | 0000012615 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-0012615 |
| Name | WESTERN EXPRESS LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1257 CYPRESS POINT DR, BANNING, CA 92220-5418 |
| Document Number | 0000427779 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1257 CYPRESS POINT DR BANNING CA 922205418, BANNING, CA 92220-5418 |
| Document Number | 0000427779 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 427779 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2048 |
The 2025 property tax bill for 1257 Cypress Point Dr was $2,201 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,783 (+2%) Land $62,794 Building $102,989 | ||
| 2025 | $2,201.00 Homeowner's exemption | $162,533 Land $61,563 Building $100,970 | |
| 2023 | $2,150.00 (+2.19%) Homeowner's exemption | $156,223 Land $59,173 Building $97,050 | |
| 2022 | $2,104.00 | ||
| 2021 | $245,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1257 Cypress Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1257 Cypress Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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