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1245 Cypress Point Dr, Banning, CA 92220 Property Records

Riverside County property record for 1245 Cypress Point Dr, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,837 sqft · built 1989
Owner2 Individual Names on Record
Last Sale$252,000 (Oct 2019)
Tax Bill$3,848 (2025)
Deeds & MortgagesOct 2019 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN440-020-035

Property Details

APN / Parcel Number

Primary APN440-020-035
Alternative APN
  • 421310035

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,837 sqft Living Area
Gross Area2,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1245 CYPRESS POINT DR
CityBANNING
StateCA
Zip92220-5418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 106 MB 176/074 TR 22174
Legal SubdivisionTRACT NO 22174
Legal Tract22174
Legal Lot Number106
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2017
Census Tract43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1245 CYPRESS POINT DR, BANNING, CA 92220-5418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Affidavit of Death, Transfer
FIRST AMERICAN TITLE
Oct 17, 2019Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2019 · Amount on Record
Deed SaleOct 17, 2019 · Amount on Record
Prior SaleOct 13, 2006 · Amount on Record
Deed Document Number2019418111
Prior Transfer DateOct 16, 2007
Prior Transfer Doc0000670447
Record UpdatedOct 29, 2026

October 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionRIVERSIDE CA
Recording DateOct 17, 2019
Property Address1245 CYPRESS POINT DR, BANNING, CA 92220-5418
Document Number0000418110
Instrument DateOct 2, 2019
Instrument418110
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 17, 2019
Property Address1245 CYPRESS POINT DR, BANNING, CA 92220-5418
Document Number0000418111
Instrument DateSep 11, 2019
Instrument418111
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.20
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1245 CYPRESS POINT DR BANNING CA 922205418, BANNING, CA 92220-5418

Mortgage

Document Number418112
DateOct 17, 2019
Instrument418112
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 16, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,105 (+2%) Land $55,774 Building $225,331
2025$3,848.00 (+2.12%)$275,594 (+4.04%) Land $54,681 Building $220,913
2023$3,768.00 (+2.11%)$264,894 Land $52,558 Building $212,336
2022$3,690.00
2021$282,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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