1189 Cypress Point Dr, Banning, CA 92220 Property Records

Riverside County property record for 1189 Cypress Point Dr, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,333 sqft · built 1989
OwnerIndividual Name on Record
Last Sale$345,000 (May 2022)
Tax Bill$4,994 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN440-020-031

Property Details

APN / Parcel Number

Primary APN440-020-031
Alternative APN
  • 421310031

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,333 sqft Living Area
Gross Area1,837 sqft
1st Floor Area1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1189 CYPRESS POINT DR
CityBANNING
StateCA
Zip92220-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 102 MB 176/074 TR 22174
Legal Tract22174
Legal Lot Number102
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2017
Census Tract43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1189 CYPRESS POINT DR, BANNING, CA 92220-5406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Deed Document Number2022211986
Prior Transfer DateApr 25, 2007
Prior Transfer Doc0000294198
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 5, 2022
Property Address1189 CYPRESS POINT DR, BANNING, CA 92220-5406
Document Number0000211986
Map ReferenceMB 176 PG 74-79
Instrument DateApr 7, 2022
Instrument2022-0211986
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3627 STEPHEN M WHITE DR, SAN PEDRO, CA 90731-7016

Mortgage

Document Number0000211987
DateMay 5, 2022
Instrument2022-0211987
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,438 (+2%) Land $54,121 Building $319,317
2025$4,994.00 (+0.18%) Homeowner's exemption$366,116 (+4.04%) Land $53,060 Building $313,056
2023$4,985.00 (+90.63%)$351,900 Land $51,000 Building $300,900
2022$2,615.00
2021$302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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