Orange County property record for 12556 Cragside Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,408 sqft · built 2002 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (May 2010) |
| Tax Bill | $4,122 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-5427-00-780 |
| Primary APN | 24-23-27-5427-00-780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,909 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12556 CRAGSIDE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PH 1 49/108 LOT 78 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5427 |
| Legal Lot Number | 78 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 17112 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12556 CRAGSIDE LN, WINDERMERE, FL 34786-6612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2010 · Amount on Record |
| Deed Sale | May 19, 2010 · Amount on Record |
| Prior Sale | Apr 22, 2010 · Amount on Record |
| Deed Document Number | 2010282875 |
| Deed Book / Page | 10046 / 1840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12556 CRAGSIDE LN, WINDERMERE, FL 34786-6612 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12556 CRAGSIDE LN, WINDERMERE, FL 34786-6612 |
| Document Number | 0000741365 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 20230741365 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,242 (+2.7%) | $494,590 (-7.6%) Land $125,000 Building $369,590 | |
| 2025 | $4,122.00 (+6.24%) Homeowner's exemption | $249,505 (+5.99%) | $535,290 (+16.49%) Land $125,000 Building $410,290 |
| 2024 | $3,880.00 (+7.66%) | ||
| 2023 | $3,604.00 (+4.52%) Homeowner's exemption | $235,411 (+3%) | $459,499 (+23.47%) Land $110,000 Building $349,499 |
| 2022 | $3,448.00 Homeowner's exemption | $228,554 | $372,144 Land $100,000 Building $272,144 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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