12533 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12533 Cragside Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 2004
Lot Size	0.171 acres (7,451 sqft)
Owner	Company Name on Record
Last Sale	$535,000 (Nov 2024)
Tax Bill	$8,483 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-00-720`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-00-720`
Alternative APNs	`272324542700720` `146009` `147178` `149299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	2,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,451 sqft (0.171 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12533 CRAGSIDE LN
City	WINDERMERE
State	FL
Zip	34786-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 72
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Lot Number	72
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1054
Census Tract	17112

Owner

Source: Orange County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 N GOULD ST, SHERIDAN, WY 82801-6317
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Dec 7, 2016	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	2024635954
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 1, 2022
Property Address	12533 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000536211
Map Reference	MB 49 PG 108-118
Instrument Date	Aug 25, 2022
Instrument	20220536211
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount Recorded
Tax	$3,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12533 CRAGSIDE LN, 12533, WINDERMERE, FL 34786-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOLIDAY PARK DR, WILLISTON PARK, NY 11596-1026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12533 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000558330
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12533 CRAGSIDE LN WINDERMERE FL 347866613, WINDERMERE, FL 34786-6613

Mortgage

Document Number	0000558330
Date	Oct 26, 2020
Instrument	558330

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12533 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000006595
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12533 CRAGSIDE LN WINDERMERE FL 347866613, WINDERMERE, FL 34786-6613

Mortgage

Document Number	0000006595
Date	Jan 5, 2017
Instrument	6595

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,650 (-7.66%) Land $125,000 Building $313,650	$438,650 (-7.66%) Land $125,000 Building $313,650
2025	$8,483.00 (+4.32%)	$475,020 (+2.93%) Land $125,000 Building $350,020	$475,020 (+2.93%) Land $125,000 Building $350,020
2024	$8,132.00 (+13.58%)	$461,477 (+9.56%) Land $125,000 Building $336,477	$461,477 (+9.56%) Land $125,000 Building $336,477
2023	$7,160.00 (+92.21%)	$421,223 (+71.2%) Land $110,000 Building $311,223	$421,223 (+24.52%) Land $110,000 Building $311,223
2022	$3,725.00 Homeowner's exemption	$246,048	$338,271 Land $100,000 Building $238,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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