12545 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12545 Cragside Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,300 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Aug 2022)
Tax Bill	$9,195 (2025)
Deeds & Mortgages	Aug 2022 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-00-700`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-00-700`
Alternative APNs	`272324542700700` `146006` `147176` `149297`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	2,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12545 CRAGSIDE LN
City	WINDERMERE
State	FL
Zip	34786-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 70
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Lot Number	70
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1054
Census Tract	17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1887 WHITNEY MESA DR, HENDERSON, NV 89014-2069
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	2022496581
Prior Transfer Date	Aug 8, 2007
Prior Transfer Doc	0000624666
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 15, 2022
Property Address	12545 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000496581
Map Reference	MB 49 PG 108-118
Instrument Date	Aug 9, 2022
Instrument	20220496581
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 MONTGOMERY AVE, 205, WEST PITTSTON, PA 18643-2136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1887 WHITNEY MESA DR # 3380, 3380, HENDERSON, NV 89014-2069

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12545 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038962
Date	Jan 21, 2021
Instrument	20210038962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12545 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9220 SARGENT COURT, WINDERMERE, FL 34786

Mortgage

Document Number	0000508854
Date	Aug 19, 2021
Instrument	20210508854

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,940 (-7.62%) Land $125,000 Building $353,940	$478,940 (-7.62%) Land $125,000 Building $353,940
2025	$9,195.00 (+6.82%)	$518,460 (+13.01%) Land $125,000 Building $393,460	$518,460 (+13.01%) Land $125,000 Building $393,460
2024	$8,608.00 (+11.06%)
2023	$7,751.00 (+142.83%)	$458,761 (+116.08%) Land $110,000 Building $348,761	$458,761 (+25.42%) Land $110,000 Building $348,761
2022	$3,192.00 Homeowner's exemption	$212,307	$365,776 Land $100,000 Building $265,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Cragside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures