12563 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12563 Cragside Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$301,500 (Feb 2018)
Tax Bill	$8,347 (2025)
Deeds & Mortgages	Feb 2018 Sale Aug 2017 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-00-670`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-00-670`
Alternative APNs	`272324542700670` `146002` `147172` `149293`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,109 sqft
1st Floor Area	2,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12563 CRAGSIDE LN
City	WINDERMERE
State	FL
Zip	34786-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 67
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Lot Number	67
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1054
Census Tract	17112

Owner

Source: Orange County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	620 E COLONIAL DR, ORLANDO, FL 32803-4654
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 29, 2017	Warranty Deed, Construction Loan · Line of Credit GENESIS CAP MASTER FUND
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2018115545
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 27, 2018
Property Address	12563 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000115545
Instrument Date	Feb 23, 2018
Instrument	115545
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,110.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 E COLONIAL DR ORLANDO FL 328034654, ORLANDO, FL 32803-4654

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 29, 2017
Property Address	12563 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000477756
Instrument Date	Aug 25, 2017
Instrument	477756
Transaction Type	Construction Loan
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD RD #11 GILBERT AZ 852950771, 11, GILBERT, AZ 85295-0771
Investor	Possibly a Property Investor

Mortgage

Document Number	477757
Date	Aug 29, 2017
Instrument	477757

Lender

Name	GENESIS CAP MASTER FUND
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12563 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number	0000272977
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12563 CRAGSIDE LN WINDERMERE FL 347866613, WINDERMERE, FL 34786-6613

Mortgage

Document Number	0000272977
Date	May 16, 2017
Instrument	272977

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.24%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,210 (+6.13%) Land $125,000 Building $342,210	$467,210 (-7.93%) Land $125,000 Building $342,210
2025	$8,347.00 (+8.39%)	$440,215 (-1.48%)	$507,440 (+13.57%) Land $125,000 Building $382,440
2024	$7,701.00 (+13.45%)
2023	$6,788.00 (+15.76%)	$446,811 (+25%) Land $110,000 Building $336,811	$446,811 (+25%) Land $110,000 Building $336,811
2022	$5,864.00	$357,452 Land $100,000 Building $257,452	$357,452 Land $100,000 Building $257,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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