12521 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12521 Cragside Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,384 sqft · built 2003
Lot Size0.155 acres (6,738 sqft)
OwnerCompany Name on File
Last Sale$249,200 (Mar 2018)
Tax Bill$8,441 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Mar 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN24-23-27-5427-00-740

Property Details

APN / Parcel Number

Primary APN24-23-27-5427-00-740
Alternative APNs
  • 272324542700740
  • 146012
  • 147180
  • 149302

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,384 sqft Living Area
Gross Area3,100 sqft
1st Floor Area2,384 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,738 sqft (0.155 acres)
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12521 CRAGSIDE LN
CityWINDERMERE
StateFL
Zip34786-6613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKES OF WINDERMERE PH 1 49/108 LOT 74
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 1
Legal Phase1
Legal Tract5427
Legal Lot Number74
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1054
Census Tract17112

Owner

12521 Cragside Ln is owned by a company that bought it in March 2018.

Source: Orange County records, as of May 1, 2026

Owner of RecordCompany Name on File
Mailing Address12744 TOPSFIELD DR, ORLANDO, FL 32837-7451
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Mar 22, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2018 · Amount on File
Deed SaleMar 22, 2018 · Amount on File
Prior SaleNov 4, 2013 · Amount on File
Deed Document Number2018165281
Prior Transfer DateMar 20, 2018
Prior Transfer Doc0000165281
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateApr 22, 2026
Property Address12521 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number0000227667
Instrument DateMay 1, 2022
Instrument2026227667
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12744 TOPSFIELD DR, ORLANDO, FL 32837-7451

Mortgage

Document Number0000227667,
DateApr 22, 2026
Instrument2026227667
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate4.67%
Max Rate-1%

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateMar 22, 2018
Property Address12521 CRAGSIDE LN, WINDERMERE, FL 34786-6613
Document Number0000165281
Instrument DateMar 6, 2018
Instrument165281
Transaction TypeForeclosure
Record UpdatedApr 3, 2018

Transaction

AmountAmount on Record
Tax$1,744.40
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12744 TOPSFIELD DR ORLANDO FL 328377451, ORLANDO, FL 32837-7451

Tax Assessment & Valuation

The 2025 property tax bill for 12521 Cragside Ln was $8,441, up 7.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,590 (+4.63%) Land $125,000 Building $344,590$469,590 (-7.72%) Land $125,000 Building $344,590
2025$8,441.00 (+7.51%)$448,808$508,900 Land $125,000 Building $383,900
2024$7,851.00 (+13.45%)
2023$6,920.00 (+15.95%)$457,080 (+25.52%) Land $110,000 Building $347,080$457,080 (+25.52%) Land $110,000 Building $347,080
2022$5,968.00$364,156 Land $100,000 Building $264,156$364,156 Land $100,000 Building $264,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12521 Cragside Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12521 Cragside Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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