12521 E Franklin Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12521 E Franklin Rd, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,099 sqft · built 1983
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Sep 2017)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0151709`

Property Details

APN / Parcel Number

Primary APN	`R0151709`
Alternative APNs	`NC29WHIHL 2 10002` `151709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,099 sqft Living Area
1st Floor Area	2,099 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,254 sqft (0.442 acres)
View / Lot	Business Cluster
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft

Exterior Amenities

Porch	Porch
Porch Area	290 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	151709
Street Address	12521 E FRANKLIN RD
City	NORMAN
State	OK
Zip	73026-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 10 BLK 2 AKA BEG SW/C N 01D W110.02 E175 S 01D E110.02 W175 POB
Legal Range	01W
Legal Township	09
Legal Section	01
Legal Subdivision	WHISPERING HILLS
Legal Block	2
Legal Lot Number	10
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	1
Census Block	1019
Census Tract	202406

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12521 E FRANKLIN RD, NORMAN, OK 73026-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MTG CORP
Sep 29, 2017	Grant Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	201732456
Deed Book / Page	5725 / 1186
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 2, 2019
Property Address	12521 E FRANKLIN RD, NORMAN, OK 73026-8432
Document Number	0000038458
Book / Page	005996 / 000702
Instrument Date	Nov 25, 2019
Instrument	38458
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12521 E FRANKLIN RD NORMAN OK 730268432, NORMAN, OK 73026-8432

Mortgage

Document Number	38459
Date	Dec 2, 2019
Book Page	005996/000704
Instrument	38459

Lender

Name	ASSOCIATED MTG CORP
Address	TULSA, OK 74136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 29, 2017
Property Address	12521 E FRANKLIN RD, NORMAN, OK 73026-8432
Document Number	0000032456
Book / Page	005725 / 001186
Instrument Date	Sep 29, 2017
Instrument	32456
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12521 E FRANKLIN RD NORMAN OK 730268432, NORMAN, OK 73026-8432

Mortgage

Document Number	32457
Date	Sep 29, 2017
Book Page	005725/001188
Instrument	32457

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 (+16.21%)	$18,761 (+16.25%) Land $862 Building $17,899	$248,097 (+21.45%) Land $11,403 Building $236,694
2023	$1,937.00	$16,138 Land $858 Building $15,280	$204,280 Land $10,863 Building $193,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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