12517 E Franklin Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12517 E Franklin Rd, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1983
Lot Size	1.04 acres (45,477 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29WHIHL 5 31001`

Property Details

APN / Parcel Number

Primary APN	`NC29WHIHL 5 31001`
Alternative APNs	`NC29WHIHL 5 31A001` `49548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	45,477 sqft (1.04 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49548
Old Parcel Number	49548
Street Address	12517 E FRANKLIN RD
City	NORMAN
State	OK
Zip	73026-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LOTS 2, 31 AND E 73.52' LOT 30 BLK 5
Legal Range	01W
Legal Township	09N
Legal Section	01
Legal Quarter	SW
Legal Subdivision	WHISPERING HILLS
Legal Block	5
Legal Lot Number	2,30,31
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	1
Census Block	1020
Census Tract	202406

Owner

Source: Cleveland County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12517 E FRANKLIN RD, NORMAN, OK 73026-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Jul 12, 2018	Grant Deed, Transfer · VA Mortgage GOLD FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2024
Deed Sale	May 17, 2024
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	661205 LLA
Deed Book / Page	6503 / 1393
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	R 2022 42653
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 13, 2022
Property Address	12517 E FRANKLIN RD, NORMAN, OK 73026-8432
Document Number	R202242653
Book / Page	6503 / 1393
Map Reference	MB 2045 PG 25
Instrument Date	Dec 5, 2022
Instrument	R 2022 42653
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 E FRANKLIN RD, NORMAN, OK 73026-8432

Mortgage

Document Number	R202242654
Date	Dec 13, 2022
Instrument	R 2022 42654

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12517 E FRANKLIN RD, NORMAN, OK 73026-8432
Document Number	0000003237
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12517 E FRANKLIN RD NORMAN OK 730268432, NORMAN, OK 73026-8432

Mortgage

Document Number	0000003237
Date	Jan 31, 2020
Book Page	006017/000123
Instrument	3237

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 12, 2018
Property Address	12517 E FRANKLIN RD, NORMAN, OK 73026-8432
Document Number	0000021661
Book / Page	005821 / 001013
Instrument Date	Jul 9, 2018
Instrument	21661
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12517 E FRANKLIN RD NORMAN OK 730268432, NORMAN, OK 73026-8432

Mortgage

Document Number	21662
Date	Jul 12, 2018
Book Page	005821/001015
Instrument	21662

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (+19.22%)	$25,016 (+19.35%) Land $3,562 Building $21,454	$209,103 (+19.71%) Land $29,778 Building $179,325
2023	$2,518.00	$20,961 Land $2,867 Building $18,094	$174,681 Land $23,892 Building $150,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oklahoma Electric Cooperative Fiber	1,000 / 1,000
AtLink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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