12413 E Franklin Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12413 E Franklin Rd, Norman, OK 73026 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1983
Lot Size0.76 acres (33,149 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (May 2021)
Tax Bill$2,112 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNC29WHIHL 5 27001

Property Details

APN / Parcel Number

Primary APNNC29WHIHL 5 27001
Alternative APN
  • 49546

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1983
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,149 sqft (0.76 acres)
Garage TypeMixed
Garage Area288 sqft
PorchPorch
Porch Area90 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number49546
Old Parcel Number49546
Street Address12413 E FRANKLIN RD
CityNORMAN
StateOK
Zip73026-8431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING HILLS AKA LOT B LOT 27 & W19.17' LOT 28 & E88.14' LOT 26 BLK 5
Legal Range01W
Legal Township09N
Legal Section01
Legal QuarterSW
Legal SubdivisionWHISPERING HILLS
Legal Block5
Legal Lot Number26-28
JurisdictionCLEVELAND OK
Township / Civil DivisionEAST CLEVELAND
Census Block Group1
Census Block1020
Census Tract202406

Owner

Source: Cleveland County records · APN NC29WHIHL 5 27001

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12413 E FRANKLIN RD, NORMAN, OK 73026-8431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · FHA Mortgage
GATEWAY FIRST BANK
May 17, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMay 17, 2018 · Amount on Record
Deed Document NumberR 2021 20492
Deed Book / Page6243 / 848
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMay 19, 2021
Property Address12413 E FRANKLIN RD, NORMAN, OK 73026-8431
Document NumberR202120492
Book / Page6243 / 848
Map ReferenceMB 2045 PG 253
Instrument DateApr 27, 2021
InstrumentR 2021 20492
Transaction TypeTransfer
Record UpdatedJun 02, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12413 E FRANKLIN RD, NORMAN, OK 73026-8431

Mortgage

Document NumberR202120493
DateMay 19, 2021
InstrumentR 2021 20493
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMay 17, 2018
Property Address12413 E FRANKLIN RD, NORMAN, OK 73026-8431
Document Number0000015007
Book / Page005801 / 000375
Instrument DateMay 16, 2018
Instrument15007
Transaction TypeTransfer
Record UpdatedJun 04, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12413 E FRANKLIN RD NORMAN OK 730268431, NORMAN, OK 73026-8431

Mortgage

Document Number15008
DateMay 17, 2018
Book Page005801/000376
Instrument15008
Lender
NameFIRST UNITED BK
TypeBank
AddressDURANT, OK 74701
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2048

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,112.00 (+6.45%) Homeowner's exemption$18,597 (+6.09%) Land $2,802 Building $15,795$171,223 (+16.83%) Land $25,804 Building $145,419
2023$1,984.00 Homeowner's exemption$17,529 Land $2,988 Building $14,541$146,556 Land $24,989 Building $121,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272024061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 52% of the US · above 15% of Oklahoma
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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