1251 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 1251 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1952
Lot Size	1.28 acres (56,192 sqft)
Owner	Company Name on File
Last Sale	$600,000 (May 2022)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-066-18-00`

Property Details

APN / Parcel Number

Primary APN	`281-066-18-00`
Alternative APN	`2810661300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	56,192 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2810661300
Street Address	1251 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M52
Legal Description	BLK 270 (EX ELY 152 FT)SLY 315 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	270
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

1251 Olive St is owned by a company that bought it in May 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 100, RAMONA, CA 92065-0100
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
May 10, 2022	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO CNTY
Apr 6, 2022	Grant Deed, Transfer · Commercial Mortgage OPTIFUND INVESTMENT GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	2022202094
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000202093
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2022
Property Address	1251 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000202094
Map Reference	MAP 643
Instrument Date	May 9, 2022
Instrument	2022-0202094
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1303 OLIVE ST, RAMONA, CA 92065-1826

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2022
Property Address	1251 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000202093
Instrument Date	May 9, 2022
Instrument	2022-0202093
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO CNTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2515 ANTLERS WAY, SAN MARCOS, CA 92078-2134

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2022
Property Address	1251 OLIVE ST, RAMONA, CA 92065-1824
Document Number	0000151458
Map Reference	MAP 643
Instrument Date	Mar 24, 2022
Instrument	2022-0151458
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 OLIVE ST, RAMONA, CA 92065-1824

Mortgage

Document Number	0000151459
Date	Apr 6, 2022
Instrument	2022-0151459

Lender

Name	OPTIFUND INVESTMENT GROUP INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1251 Olive St was $7,262.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,457 (+2%) Land $432,972 Building $216,485
2025	$7,262.00	$636,724 Land $424,483 Building $212,241
2023	$6,491.00 (+521.74%)	$612,000 Land $408,000 Building $204,000
2022	$1,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1251 Olive St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Olive St is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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