12506 Echo Bridge Rd, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12506 Echo Bridge Rd, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,032 sqft · built 1972
Lot Size	0.229 acres (10,003 sqft)
Owner	Owner Name on Record
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22186902210000`

Property Details

APN / Parcel Number

Primary APN	`22186902210000`
Alternative APNs	`186902210000` `00099080`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,032 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,003 sqft (0.229 acres)
Lot Dimensions	142 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00099080
Street Address	12506 ECHO BRIDGE RD
City	MIDDLETOWN
State	KY
Zip	40243-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	CROSSCREEK SEC 3-A 70 X 142.93
Legal Subdivision	CROSSCREEKE
Legal Lot Number	221
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	2
Census Block	2020
Census Tract	10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	12506 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2126
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2010
Transfer Doc	0095970358
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12506 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2126
Document Number	0164190378
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12506 ECHO BRIDGE RD LOUISVILLE KY 402432126, LOUISVILLE, KY 40243-2126

Mortgage

Document Number	0164190378
Date	Mar 18, 2020
Book Page	016419/000378
Instrument	59357

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2040

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (-3.63%)	$204,870 (-) Land $48,000 Building $156,870
2024			$204,870 (-) Land $48,000 Building $156,870
2023	$2,372.00 (-0.34%)	$204,870 (-) Land $48,000 Building $156,870	$204,870 (-) Land $48,000 Building $156,870
2022	$2,380.00	$204,870 Land $48,000 Building $156,870	$204,870 Land $48,000 Building $156,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20