Louisville/Jefferson County Metro Government property record for 12512 Echo Bridge Rd, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,025 sqft · built 1972 |
| Lot Size | 0.237 acres (10,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,500 (Jan 1987) |
| Tax Bill | $2,032 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22186902180000 |
| Primary APN | 22186902180000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,025 sqft Finished Area |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,359 sqft (0.237 acres) |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00098688 |
|---|---|
| Street Address | 12512 ECHO BRIDGE RD |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | CROSSCREEK SEC 3-A |
| Legal Subdivision | CROSSCREEKE |
| Legal Lot Number | 218 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12512 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1987 · Amount on Record |
| Deed Sale | Jan 14, 1987 · Amount on Record |
| Deed Document Number | 0005647779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12512 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12512 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2126 |
| Document Number | 0000283871 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | M 18359/87 |
| Instrument | 2022283871 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12512 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2126 |
| Document Number | 0162230742 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12512 ECHO BRIDGE RD MIDDLETOWN KY 402432126, MIDDLETOWN, KY 40243-2126 |
| Document Number | 0162230742 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 016223/000742 |
| Instrument | 256820 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40243-2414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,032.00 (-5.05%) Homeowner's exemption | $231,190 (-) Land $48,000 Building $183,190 | |
| 2024 | $231,190 (-) Land $48,000 Building $183,190 | ||
| 2023 | $2,140.00 (-20.33%) | $231,190 (-) Land $48,000 Building $183,190 | $231,190 (-) Land $48,000 Building $183,190 |
| 2022 | $2,686.00 | $231,190 Land $48,000 Building $183,190 | $231,190 Land $48,000 Building $183,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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