Louisville/Jefferson County Metro Government property record for 820 Echo Bridge Rd, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,075 sqft · built 1969 |
| Lot Size | 0.338 acres (14,741 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Mar 2025) |
| Tax Bill | $2,605 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22185401690000 |
| Primary APN | 22185401690000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,075 sqft Finished Area |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,741 sqft (0.338 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00099729 |
|---|---|
| Street Address | 820 ECHO BRIDGE RD |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 169 CROSSCREEKE SUBDIVISION, SEC 2, PB.25 PG.48; 0.3384 AC +/- |
| Legal Subdivision | CROSSCREEKE |
| Legal Lot Number | 169 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 820 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Oct 24, 2018 | Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAP MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Document Number | 0013035755 |
| Deed Book / Page | 13035 / 755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 820 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2124 |
| Document Number | 0166860830 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | TURN KEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 820 ECHO BRIDGE RD LOUISVILLE KY 402432124, LOUISVILLE, KY 40243-2124 |
| Document Number | 0166860830 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 016686/000830 |
| Instrument | 145137 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 24, 2018 |
| Property Address | 820 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2124 |
| Document Number | 0112750813 |
| Book / Page | 011275 / 000813 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 251911 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | PREMIUM TITLE GROUP INC, PREMIUM TITLE GRP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 ECHO BRIDGE RD LOUISVILLE KY 402432124, LOUISVILLE, KY 40243-2124 |
| Document Number | 157380225 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 015738/000225 |
| Instrument | 251912 |
| Name | ACCEPTANCE CAP MTG CORP |
|---|---|
| Address | SPOKANE, WA 99208 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,605.00 (-3.63%) | $233,430 (-) Land $50,880 Building $182,550 | |
| 2024 | $233,430 (-) Land $50,880 Building $182,550 | ||
| 2023 | $2,703.00 (-0.33%) | $233,430 (-) Land $50,880 Building $182,550 | $233,430 (-) Land $50,880 Building $182,550 |
| 2022 | $2,712.00 | $233,430 Land $50,880 Building $182,550 | $233,430 Land $50,880 Building $182,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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