12502 Echo Bridge Rd, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12502 Echo Bridge Rd, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,545 sqft · built 1971
Lot Size0.215 acres (9,387 sqft)
OwnerIndividual Name on Record
Tax Bill$2,540 (2025)
Deeds & MortgagesJun 2023 Transfer
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22186902230000

Property Details

APN / Parcel Number

Primary APN22186902230000
Alternative APNs
  • 186902230000
  • 00099327

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,545 sqft Finished Area
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,387 sqft (0.215 acres)
Garage TypeDetached
Garage Area1,016 sqft
Parking Spaces4 Parking Spaces
Pool Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00099327
Street Address12502 ECHO BRIDGE RD
CityMIDDLETOWN
StateKY
Zip40243-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionCROSSCREEK SEC 3-A
Legal SubdivisionCROSSCREEKE
Legal Lot Number223
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group2
Census Block2020
Census Tract10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12502 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Intrafamily Transfer, Transfer
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FBC MTG

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 7, 2023
Transfer Doc0000112115
Record UpdatedJun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateJun 7, 2023
Property Address12502 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2126
Document Number0000112115
Book / PageD 12625 / 518
Map ReferenceMB 26 PG 83
Instrument DateAug 27, 2022
Instrument2023112115
Transaction TypeTransfer
Record UpdatedJun 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address110 WILLOW STONE WAY, LOUISVILLE, KY 40223-2641

Transferred To (Grantee/Buyer)

NameVerified Name
Address12502 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2126

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12502 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2126
Document Number0165160748
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12502 ECHO BRIDGE RD LOUISVILLE KY 402432126, LOUISVILLE, KY 40243-2126

Mortgage

Document Number0165160748
DateMay 4, 2020
Book Page016516/000748
Instrument88426
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,540.00 (-3.64%)$227,640 (-) Land $48,000 Building $179,640
2024$227,640 (-) Land $48,000 Building $179,640
2023$2,636.00 (-0.34%)$227,640 (-) Land $48,000 Building $179,640$227,640 (-) Land $48,000 Building $179,640
2022$2,645.00$227,640 Land $48,000 Building $179,640$227,640 Land $48,000 Building $179,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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