125 Zach Dr, Harmony, NC 28634 Property Records

Iredell County property record for 125 Zach Dr, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,792 sqft · built 2022
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Apr 2023)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4778-78-1667.000`

Property Details

APN / Parcel Number

Primary APN	`4778-78-1667.000`
Alternative APNs	`80068332` `80099981`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,792 sqft Heated Area
Gross Area	2,244 sqft
1st Floor Area	728 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099981
Street Address	125 ZACH DR
City	HARMONY
State	NC
Zip	28634-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L13-ROCK GATE EST-PII-PB-34-119
Legal Subdivision	MT BETHEL+RIMROCK+ROCK
Legal Block	78
Legal Lot Number	13
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1028
Census Tract	60802

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1170 KANE CONCOURSE, 400, BAY HARBOR ISLANDS, FL 33154-2006
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN BUSN CAPITAL
Apr 28, 2023	Special Warranty Deed, Transfer · Commercial Mortgage ARBOR REALTY SR INC
Aug 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Book / Page	2988 / 2315
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0021430654
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	May 5, 2026
Property Address	125 ZACH DR, HARMONY, NC 28634-9282
Document Number	3212001416
Book / Page	3212 / 1416
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	3212001416,
Date	May 5, 2026
Book Page	3212/1416

Lender

Name	EVERGREEN BUSN CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 8, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 28, 2023
Property Address	125 ZACH DR, HARMONY, NC 28634-9282
Document Number	0029882315
Book / Page	2988 / 2315
Map Reference	MB 34 PG 119&120
Instrument Date	Apr 27, 2023
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006
Investor	Possibly a Property Investor

Mortgage

Document Number	0029882317
Date	Apr 28, 2023
Instrument	2988/2317

Lender

Name	ARBOR REALTY SR INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 17, 2021
Property Address	125 ZACH DR, HARMONY, NC 28634-9282
Document Number	0028421000
Book / Page	2842 / 1000
Map Reference	MB 34 PG 119&120
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 HARMONY HWY, HARMONY, NC 28634-9180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,560 (-) Land $18,700 Building $210,860	$229,560 (-) Land $18,700 Building $210,860
2025	$1,414.00	$229,560 (-) Land $18,700 Building $210,860	$229,560 (-) Land $18,700 Building $210,860
2024	$1,414.00 (+48.84%)	$229,560 (+52.04%) Land $18,700 Building $210,860	$229,560 (+52.04%) Land $18,700 Building $210,860
2023	$950.00 (+1,596.43%)	$150,990 (+1,577.67%) Land $18,700 Building $132,290	$150,990 (+1,577.67%) Land $18,700 Building $132,290
2022	$56.00	$9,000 Land $9,000	$9,000 Land $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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