Iredell County property record for 117 Zach Dr, Harmony, NC 28634 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,788 sqft Heated Area |
| Lot Size | 26,920 sqft (0.618 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $209,000 (2022) |
| Tax Bill | $1,372.00 (2025) |
| Primary APN | 4778-78-1982.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,788 sqft Heated Area |
| Gross Area | 2,212 sqft Gross Area |
| 1st Floor | 724 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 26,920 sqft (0.618 acres) |
| Lot Width | 139 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 80094071 |
|---|---|
| Street Address | 117 ZACH DR |
| City | HARMONY |
| State | NC |
| Zip | 28634-9282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L11 ROCK GATE ESTATES PH2 PB-34-119-120 |
| Legal Subdivision | GATE ESTATES |
| Legal Block | 78 |
| Legal Lot Number | 11 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | TURNERSBURG |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 60802 |
Source: Iredell County records · APN 4778-78-1982.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 30, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Aug 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2021 · Amount on Record |
| Deed Book / Page | 2930 / 1245 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Investor | Possibly a Property Investor |
| Document Number | 0031861649 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 3186/1649 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 14, 2066 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Document Number | 0029301245 |
| Book / Page | 2930 / 1245 |
| Map Reference | MB 34 PG 119-120 |
| Instrument Date | Jun 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2023 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Investor | Possibly a Property Investor |
| Document Number | 0029301247 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2930/1247 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 17, 2021 |
| Property Address | 117 ZACH DR, HARMONY, NC 28634-9282 |
| Document Number | 0028421000 |
| Book / Page | 2842 / 1000 |
| Map Reference | MB 34 PG 119&120 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,156.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2904 HARMONY HWY, HARMONY, NC 28634-9180 |
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133 |
| Investor | Possibly a Property Investor |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 | $222,420 (-) Land $17,000 Building $205,420 | $222,420 (-) Land $17,000 Building $205,420 |
| 2024 | $1,372.00 | $222,420 (-) Land $17,000 Building $205,420 | $222,420 (-) Land $17,000 Building $205,420 |
| 2023 | $1,372.00 (+1,947.76%) | $222,420 (+1,959.44%) Land $17,000 Building $205,420 | $222,420 (+1,959.44%) Land $17,000 Building $205,420 |
| 2022 | $67.00 | $10,800 Land $10,800 | $10,800 Land $10,800 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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