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123 Zach Dr, Harmony, NC 28634 Property Records

Iredell County property record for 123 Zach Dr, Harmony, NC 28634

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,594 sqft · built 2022
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$206,500 (Jul 2022)
Tax Bill$1,250 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN4778-78-2734.000

Property Details

APN / Parcel Number

Primary APN4778-78-2734.000
Alternative APNs
  • 80068332
  • 80094675

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,594 sqft Heated Area
Gross Area2,030 sqft
1st Floor Area637 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,750 sqft (0.66 acres)
Lot Width86 ft Width
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80094675
Street Address123 ZACH DR
CityHARMONY
StateNC
Zip28634-9282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL12-ROCK GATE EST-PII-PB-34-119
Legal SubdivisionMT BETHEL+RIMROCK+ROCK
Legal Block78
Legal Lot Number12
JurisdictionIREDELL NC
Township / Civil DivisionTURNERSBURG
Census Block Group1
Census Block1028
Census Tract60802

Owner

Source: Iredell County records · APN 4778-78-2734.000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 ZACH DR, HARMONY, NC 28634-9282
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 09, 2026Quit Claim Deed, Transfer
VYLLA TITLE LLC, VYLLA TITLE
Apr 09, 2026Quit Claim Deed, Transfer
VYLLA TITLE LLC, VYLLA TITLE
Dec 01, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 26, 2022Special Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP
Aug 17, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleAug 17, 2021 · Amount on Record
Deed Book / Page2935 / 1703
Last Transfer DateMar 25, 2026
Transfer Doc0032061334
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ZACH DR, HARMONY, NC 28634-9282

Mortgage

Document Number0032032137
DateMar 30, 2026
Book Page3203/2137
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Address500 N STATE COLLEGE BLVD STE 1030, ORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIREDELL NC
Recording DateApr 09, 2026
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Document Number3206001334
Book / Page3206 / 1334
Instrument DateMar 25, 2026
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyVYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address123 ZACH DR, HARMONY, NC 28634-9282

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIREDELL NC
Recording DateApr 09, 2026
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Document Number0032061334
Book / Page3206 / 1334
Instrument DateMar 25, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyVYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address123 ZACH DR, HARMONY, NC 28634-9282

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Transaction TypeMortgage
Record UpdatedDec 19, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ZACH DR, HARMONY, NC 28634-9282

Mortgage

Document Number0030301969
DateDec 01, 2023
Book Page3030/1969
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueNov 01, 2063

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionIREDELL NC
Recording DateJul 26, 2022
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Document Number0029351703
Book / Page2935 / 1703
Map ReferenceMB 34 PG 119-120
Instrument DateJul 26, 2022
Transaction TypeTransfer
Record UpdatedDec 07, 2023
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$413.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ZACH DR, HARMONY, NC 28634-9282

Mortgage

Document Number0029351705
DateJul 26, 2022
Instrument2935/1705
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateAug 17, 2021
Property Address123 ZACH DR, HARMONY, NC 28634-9282
Document Number0028421000
Book / Page2842 / 1000
Map ReferenceMB 34 PG 119&120
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedDec 07, 2023

Transaction

AmountAmount Recorded
Tax$1,156.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2904 HARMONY HWY, HARMONY, NC 28634-9180

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,250.00$201,770 (-) Land $17,000 Building $184,770$201,770 (-) Land $17,000 Building $184,770
2024$1,250.00$201,770 (-) Land $17,000 Building $184,770$201,770 (-) Land $17,000 Building $184,770
2023$1,250.00 (+1,983.33%)$201,770 (+2,001.77%) Land $17,000 Building $184,770$201,770 (+2,001.77%) Land $17,000 Building $184,770
2022$60.00$9,600 Land $9,600$9,600 Land $9,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 75 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIREDELL WATER CORPORATION
private · serves 29,370 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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