124 Zach Dr, Harmony, NC 28634 Property Records

Iredell County property record for 124 Zach Dr, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2022
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$250,500 (Mar 2023)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4778-68-9648.000`

Property Details

APN / Parcel Number

Primary APN	`4778-68-9648.000`
Alternative APNs	`80068332` `80100296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,980 sqft Heated Area
Gross Area	2,412 sqft
1st Floor Area	790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Lot Width	56 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80100296
Street Address	124 ZACH DR
City	HARMONY
State	NC
Zip	28634-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L14-ROCK GATE EST-PII-PB-34-119
Legal Subdivision	MT BETHEL+RIMROCK+ROCK
Legal Block	68
Legal Lot Number	14
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1028
Census Tract	60802

Owner

124 Zach Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 ZACH DR, HARMONY, NC 28634-9282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Book / Page	2979 / 1948
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0021430654
Record Updated	Oct 29, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 10, 2023
Property Address	124 ZACH DR, HARMONY, NC 28634-9282
Document Number	0029791948
Book / Page	2979 / 1948
Map Reference	MB 34 PG 119&120
Instrument Date	Mar 10, 2023
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 ZACH DR, HARMONY, NC 28634-9282

Mortgage

Document Number	0029791950
Date	Mar 10, 2023
Instrument	2979/1950

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 17, 2021
Property Address	124 ZACH DR, HARMONY, NC 28634-9282
Document Number	0028421000
Book / Page	2842 / 1000
Map Reference	MB 34 PG 119&120
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 HARMONY HWY, HARMONY, NC 28634-9180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 124 Zach Dr was $1,498.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,770 (-) Land $22,100 Building $221,670	$243,770 (-) Land $22,100 Building $221,670
2025	$1,498.00	$243,770 (-) Land $22,100 Building $221,670	$243,770 (-) Land $22,100 Building $221,670
2024	$1,498.00 (+47.88%)	$243,770 (+50.76%) Land $22,100 Building $221,670	$243,770 (+50.76%) Land $22,100 Building $221,670
2023	$1,013.00 (+1,326.76%)	$161,690 (+1,318.33%) Land $22,100 Building $139,590	$161,690 (+1,318.33%) Land $22,100 Building $139,590
2022	$71.00	$11,400 Land $11,400	$11,400 Land $11,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 Zach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Zach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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