125 Windsor Dr, Troy, IL 62294 Property Records

Madison County property record for 125 Windsor Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,584 sqft · built 2001
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2017)
Tax Bill	$11,327 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
APN	`09-2-22-33-08-201-008`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-33-08-201-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	213 ft deep x 59 ft wide
Garage Type	Attached
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	125 WINDSOR DR
City	TROY
State	IL
Zip	62294-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 8 59.4 X 213.69 IRREGULAR
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	8
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2016
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 WINDSOR DR, TROY, IL 62294-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF EDWARDSVILLE
Jul 27, 2017	Loan Modification, Mortgage · Conventional with PMI BANK OF EDWARDSVILLE
Jun 22, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	201720734
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	125 WINDSOR DR, TROY, IL 62294-2850
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008961
Date	Mar 3, 2021
Instrument	2021R08961

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	125 WINDSOR DR, TROY, IL 62294-2850
Document Number	0000026807
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 WINDSOR DR TROY IL 622942850, TROY, IL 62294-2850

Mortgage

Document Number	0000026807
Date	Aug 22, 2019
Instrument	26807

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2034

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	125 WINDSOR DR, TROY, IL 62294-2850
Document Number	0000026613
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 WINDSOR DR TROY IL 622942850, TROY, IL 62294-2850

Mortgage

Document Number	0000026613
Date	Aug 8, 2017
Instrument	26613

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 22, 2017
Property Address	125 WINDSOR DR, TROY, IL 62294-2850
Document Number	0000020734
Instrument Date	May 11, 2017
Instrument	20734
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 WINDSOR DR TROY IL 622942850, TROY, IL 62294-2850

Mortgage

Document Number	20735
Date	Jun 22, 2017
Instrument	20735

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,327.00 (+23.15%)	$176,880 (+48.46%) Land $32,880 Building $144,000	$530,640 (+48.32%) Land $98,640 Building $432,000
2024	$9,198.00 (+12.12%)
2022	$8,204.00	$119,140 Land $34,890 Building $84,250	$357,778 Land $104,775 Building $253,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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