105 Windsor Dr, Troy, IL 62294 Property Records

Madison County property record for 105 Windsor Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 1,776 sqft · built 2005
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Apr 2020)
Tax Bill	$6 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
APN	`09-2-22-33-08-201-015`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-33-08-201-015`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	240 ft deep x 150 ft wide
Garage Type	Attached
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	105 WINDSOR DR
City	TROY
State	IL
Zip	62294-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 15 150 X 240.57 IRREGULAR
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	15
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2016
Census Tract	403532

Owner

105 Windsor Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 WINDSOR DR, TROY, IL 62294-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Sep 19, 2003 · Amount on File
Deed Document Number	202011174
Last Transfer Date	Sep 14, 2024
Transfer Doc	0000025400
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Apr 7, 2020
Property Address	105 WINDSOR DR, TROY, IL 62294-2849
Document Number	0000011174
Instrument Date	Mar 27, 2020
Instrument	11174
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WINDSOR DR TROY IL 622942849, TROY, IL 62294-2849

Mortgage

Document Number	11175
Date	Apr 7, 2020
Instrument	11175

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Windsor Dr was $6 with a homeowner's exemption, down 99.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-99.8%)	$256,100 Land $20,550 Building $235,550	$768,301 Land $61,650 Building $706,651
2024	$2,982.00
2022	$2,982.00	$147,920 Land $28,830 Building $119,090	$444,205 Land $86,577 Building $357,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 105 Windsor Dr; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Windsor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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