116 Windsor Dr, Troy, IL 62294 Property Records

Madison County property record for 116 Windsor Dr, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,339 sqft · built 2006
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2020)
Tax Bill	$10,877 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
APN	`09-2-22-33-08-201-005`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-33-08-201-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,339 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	215 ft deep x 189 ft wide
Garage Type	Attached
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	116 WINDSOR DR
City	TROY
State	IL
Zip	62294-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 5 189.51 X 215.97
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2016
Census Tract	403532

Owner

Source: Madison County records · APN 09-2-22-33-08-201-005

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 WINDSOR DR, TROY, IL 62294-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 08, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2020 · Amount on Record
Deed Sale	Jan 08, 2020 · Amount on Record
Prior Sale	Dec 18, 2007 · Amount on Record
Deed Document Number	2020803
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	116 WINDSOR DR, TROY, IL 62294-2847
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032049
Date	Sep 30, 2022
Instrument	2022R32049

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 29, 2047

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	116 WINDSOR DR, TROY, IL 62294-2847
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039614
Date	Sep 20, 2021
Instrument	2021R39614

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	116 WINDSOR DR, TROY, IL 62294-2847
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOUTHERN ILLINOIS REAL ESTAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024183
Date	Jul 17, 2020
Instrument	2020R24183

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 08, 2020
Property Address	116 WINDSOR DR, TROY, IL 62294-2847
Document Number	0000000803
Map Reference	PB 62 PG 128
Instrument Date	Dec 09, 2019
Instrument	2020R00803
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE SHILOH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 WINDSOR DR, TROY, IL 62294-2847

Mortgage

Document Number	0000000804
Date	Jan 08, 2020
Instrument	2020R00804

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,877.00 (+7.37%)	$191,680 (+29%) Land $14,960 Building $176,720	$575,041 (+28.87%) Land $44,880 Building $530,161
2024	$10,130.00 (+12.96%)
2022	$8,968.00	$148,590 Land $17,400 Building $131,190	$446,216 Land $52,252 Building $393,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035322, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Windsor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures