104 Windsor Dr, Troy, IL 62294 Property Records

Madison County property record for 104 Windsor Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 2,299 sqft · built 2016
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Sep 2021)
Tax Bill	$11,466 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
APN	`09-2-22-33-08-201-002`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-33-08-201-002`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,299 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	199 ft deep x 200 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	104 WINDSOR DR
City	TROY
State	IL
Zip	62294-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLE RIDGE SUB LOT 2 200.43 X 199.94
Legal Subdivision	CASTLE RIDGE SUBD
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2016
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 WINDSOR DR, TROY, IL 62294-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CU AMERICAN FINANCIAL SVCS INC
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202139198
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0000022937
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 16, 2021
Property Address	104 WINDSOR DR, TROY, IL 62294-2847
Document Number	0000039198
Map Reference	PC 62 PG 128
Instrument Date	Aug 27, 2021
Instrument	2021R39198
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 WINDSOR DR, TROY, IL 62294-2847

Mortgage

Document Number	0000039199
Date	Sep 16, 2021
Instrument	2021R39199

Lender

Name	CU AMERICAN FINANCIAL SVCS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2019
Property Address	104 WINDSOR DR, TROY, IL 62294-2847
Document Number	0000021182
Instrument Date	Jun 28, 2019
Instrument	21182
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WINDSOR DR TROY IL 622942847, TROY, IL 62294-2847

Mortgage

Document Number	21183
Date	Jul 9, 2019
Instrument	21183

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,466.00 (+14.08%)	$185,040 (+36.85%) Land $14,800 Building $170,240	$555,121 (+36.72%) Land $44,400 Building $510,721
2024	$10,051.00 (+12.97%)
2022	$8,897.00	$135,210 Land $17,200 Building $118,010	$406,036 Land $51,652 Building $354,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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