125 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 125 Spring St, Charleston, SC 29403

Property Summary

Property TypeCommercial
Details2,180 sqft · built 2005
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Jan 2005)
Tax Bill$10,776 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN460-11-02-131

Property Details

APN / Parcel Number

Primary APN460-11-02-131

Interior

Stories1 Story
Building Area2,180 sqft Building Perimeter
1st Floor Area2,180 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address125 SPRING ST
CityCHARLESTON
StateSC
Zip29403-5224
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -LOT B
Legal SubdivisionTHE LANDS OF IDA MAE BENNETT
Legal Lot NumberB
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1000
Census Tract600

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 173, FOLLY BEACH, SC 29439-0173
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2005 · Amount on Record
Deed SaleJan 18, 2005 · Amount on Record
Prior SaleDec 8, 2004 · Amount on Record
Deed Book / Page522 / 324
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address125 SPRING ST, CHARLESTON, SC 29403-5224
Document Number0675/0745
Book / Page000675 / 000745
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0675/0745
DateOct 26, 2017
Book Page000675/000745
Lender
NameBANK OF SC
TypeBank
AddressCHARLESTON, SC 29401
Agreement
AmountAmount Recorded
Term60 Months
DueOct 25, 2022

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,776.00 (+10.99%)$585,841 (+1,816.39%) Land $310,060 Building $275,781$1,472,900 (+46.3%) Land $1,121,800 Building $351,100
2024$9,709.00 (+19.01%)$30,570 (-)
2022$8,158.00$30,570$1,006,800 (-) Land $532,855 Building $473,945
2020$1,006,800 Land $532,855 Building $473,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 288 condo units
Nearby Flood Claims214 (1978–2023)
Claims Outside the SFHA4 of 214
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 18 claims
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Hugo, Sep 1989 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Spring St

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