Charleston County property record for 124 Spring St, Charleston, SC 29403
| Property Type | Commercial |
|---|---|
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,650,000 (Sep 2015) |
| Tax Bill | $141,718 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-11-02-027 |
| Primary APN | 460-11-02-027 |
|---|
| Units | 6 Units |
|---|
| Lot Area | 26,572 sqft (0.61 acres) |
|---|
| Street Address | 124 SPRING ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-6893 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SUBDIVISION NAME -RUTLEDGE DESCRIPTION -120,122,124SPRING & REAR 235 SITE NAME -03-CHURCH PARSONAGE CEMETARIES |
| Legal Subdivision | RUTLEDGE |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Charleston County assessment roll, APN 460-11-02-027, as of August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 451, CHARLESTON, SC 29402-0451 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 16, 2018 | Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Sep 14, 2017 | Grant Deed, Construction Loan · Line of Credit BANK OF NC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on Record |
| Deed Sale | Sep 21, 2015 · Amount on Record |
| Deed Book / Page | 505 / 726 |
| Prior Transfer Date | Jun 20, 2001 |
| Prior Transfer Doc | H378/0042 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 16, 2018 |
| Property Address | 124 SPRING ST, CHARLESTON, SC 29403-6893 |
| Book / Page | 000760 / 000968 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 124 SPRING ST #101 CHARLESTON SC 294035208, 101, CHARLESTON, SC 29403-5208 |
| Document Number | 0760/0968 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 000760/000968 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ONE SUN LIFE EXECUTIVE PARK, WELLESLEY HILLS, MA 02481 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 14, 2017 |
| Property Address | 124 SPRING ST, CHARLESTON, SC 29403-6893 |
| Book / Page | 000665 / 000429 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 451 CHARLESTON SC 294020451, CHARLESTON, SC 29402-0451 |
| Document Number | 0665/0429 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 000665/000429 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | PO BOX 1148, THOMASVILLE, NC 27361-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll as of August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,718.00 (+10.22%) | ||
| 2024 | $128,575.00 (+11.1%) | $430,450 (-) | |
| 2022 | $115,731.00 | $430,450 | $8,336,700 (-) Land $2,114,400 Building $6,222,300 |
| 2020 | $8,336,700 Land $2,114,400 Building $6,222,300 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), as of September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190011001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 104 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 16 condo units |
| Nearby Flood Claims | 26 (1989–2018) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 654 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system SC1010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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