117 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 117 Spring St, Charleston, SC 29403

Property Summary

Property TypeCommercial
Details2,616 sqft · built 1971
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Tax Bill$6,700 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN460-08-03-011

Property Details

APN / Parcel Number

Primary APN460-08-03-011

Interior

Units3 Units
Stories1 Story
Building Area2,616 sqft Total Area
1st Floor Area1,804 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address117 SPRING ST
CityCHARLESTON
StateSC
Zip29403-5300
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -225 RUTLEDGE AND SPRING
Legal SubdivisionRUTLEDGE AND
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2004
Census Tract1000

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3129 RIVER RD, JOHNS ISLAND, SC 29455-8857
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address117 SPRING ST, CHARLESTON, SC 29403-5300
Document Number0894/0183
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0894/0183
DateJul 1, 2020
Book Page000894/000183
Lender
NameBANK OF SC
TypeBank
AddressCHARLESTON, SC 29401
Agreement
AmountAmount Recorded
Term60 Months
DueJun 30, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,700.00 (+13.5%)$381,283 (+1,815.99%) Land $312,283 Building $69,000$1,310,000 (+49.2%) Land $1,241,000 Building $69,000
2024$5,903.00 (+8.77%)$19,900 (-)
2022$5,427.00$19,900$878,000 (-) Land $496,400 Building $381,600
2020$878,000 Land $496,400 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 171 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 units insured
incl. 23 condo units
Nearby Flood Claims39 (1983–2016)
Claims Outside the SFHA1 of 39
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 7 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Spring St

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