125 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 125 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,151 sqft · built 1996
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Feb 2018)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-273-05-108`

Property Details

APN / Parcel Number

Primary APN	`5661-273-05-108`
Alternative APN	`R006067`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	4,443 sqft
1st Floor Area	2,151 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Lot Area	200,376 sqft
Garage Type	Attached
Garage Area	2,292 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	253 sqft
Deck Area	Deck Area
Patio Area	189 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R006067
Street Address	125 RIDGE RD
City	DURANGO
State	CO
Zip	81303-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: TR64B RESUB LOT 64, RAFTER J 125 RIDGE RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	64B
Legal Block	3
Legal Lot Number	64
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 RIDGE RD, DURANGO, CO 81303-7616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 15, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	20181139668
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	125 RIDGE RD, DURANGO, CO 81303-7616
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIDGE RD, DURANGO, CO 81303-7616

Mortgage

Document Number	0001221027
Date	Apr 17, 2023
Instrument	1221027

Lender

Name	ALPINE BANK
Type	Bank
Address	91650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	125 RIDGE RD, DURANGO, CO 81303-7616
Document Number	0001178121
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIDGE RD DURANGO CO 813037616, DURANGO, CO 81303-7616

Mortgage

Document Number	0001178121
Date	Oct 1, 2020
Instrument	1178121

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 15, 2018
Property Address	125 RIDGE RD, DURANGO, CO 81303-7616
Document Number	0001139668
Instrument Date	Feb 13, 2018
Instrument	1139668
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 RIDGE RD DURANGO CO 813037616, DURANGO, CO 81303-7616

Mortgage

Document Number	1139669
Date	Feb 15, 2018
Instrument	1139669

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,940 (-0.33%) Land $13,400 Building $38,540	$833,760 (-) Land $215,060 Building $618,700
2025	$2,859.00 (+58.83%)	$52,110 (+21.53%) Land $13,440 Building $38,670	$833,760 (+30.27%) Land $215,060 Building $618,700
2023	$1,800.00 (+9.36%)	$42,880 (+10.57%) Land $10,760 Building $32,120	$640,010 (+14.71%) Land $160,580 Building $479,430
2022	$1,646.00	$38,780 Land $9,290 Building $29,490	$557,960 Land $133,690 Building $424,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AlignTec.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures