83 Ridge Rd, Durango, CO 81301 Property Records

La Plata County property record for 83 Ridge Rd, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,788 sqft · built 1980
Lot Size	1.06 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (Aug 2020)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5089-362-01-002`

Property Details

APN / Parcel Number

Primary APN	`5089-362-01-002`
Alternative APN	`R004661`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,788 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	46,609 sqft
Garage Type	Detached
Garage Area	600 sqft
Patio Area	1,605 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R004661
Street Address	83 RIDGE RD
City	DURANGO
State	CO
Zip	81301-8789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LAKE OF THE PINES BLOCK: 0 LOT: 20 LAKE OF PINES SUB AMENDED PLAT 83 RIDGE RD DURANGO 81301
Legal Subdivision	LAKE OF THE PINES
Legal Block	1
Legal Lot Number	20
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970706

Owner

Source: La Plata County records · APN 5089-362-01-002

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4230 PARK LN, DALLAS, TX 75220-1951
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Aug 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Nov 03, 2003 · Amount on Record
Deed Document Number	20201176688
Prior Transfer Date	Apr 27, 2009
Prior Transfer Doc	0000096159
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	83 RIDGE RD, DURANGO, CO 81301-8789
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 PARK LN, DALLAS, TX 75220-1951

Mortgage

Document Number	0001204524
Date	Jan 04, 2022
Instrument	1204524

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 31, 2020
Property Address	83 RIDGE RD, DURANGO, CO 81301-8789
Document Number	0001176688
Instrument Date	Aug 27, 2020
Instrument	1176688
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 RIDGE RD, 83, DURANGO, CO 81301-8789

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4230 PARK LN, DALLAS, TX 75220-1951

Mortgage

Document Number	0001176689
Date	Aug 31, 2020
Instrument	1176689

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,760 (+3.48%) Land $20,480 Building $72,280	$1,434,170 (-) Land $316,630 Building $1,117,540
2025	$4,918.00 (+77.16%)	$89,640 (+35.53%) Land $19,790 Building $69,850	$1,434,170 (+45.28%) Land $316,630 Building $1,117,540
2023	$2,776.00 (-2.46%)	$66,140 (-1.34%) Land $14,770 Building $51,370	$987,210 (+2.34%) Land $220,520 Building $766,690
2022	$2,846.00	$67,040 Land $8,670 Building $58,370	$964,640 Land $124,790 Building $839,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	About 1 in 413 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	60 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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