180 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 180 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,477 sqft · built 2020
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$986,000 (Dec 2021)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-273-05-011`

Property Details

APN / Parcel Number

Primary APN	`5661-273-05-011`
Alternative APN	`R004752`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,477 sqft Living Area
Gross Area	3,205 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	261,360 sqft
Garage Type	Attached
Garage Area	728 sqft
Porch	Unfinished Open Porch
Porch Area	548 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R004752
Street Address	180 RIDGE RD
City	DURANGO
State	CO
Zip	81303-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: 0 LOT: TR075 N 6 AC 180 RIDGE RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	075
Legal Block	3
Legal Lot Number	TR075
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3001
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 RIDGE RD, DURANGO, CO 81303-7615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jan 2, 2014 · Amount on Record
Deed Document Number	20211203355
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	180 RIDGE RD, DURANGO, CO 81303-7615
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183907
Date	Dec 22, 2020
Instrument	1183907

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	47219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 6, 2021
Property Address	180 RIDGE RD, DURANGO, CO 81303-7615
Document Number	0001203355
Map Reference	DOC 341799
Instrument Date	Dec 3, 2021
Instrument	1203355
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	180 RIDGE RD, DURANGO, CO 81303-7615

Mortgage

Document Number	0001203356
Date	Dec 6, 2021
Instrument	1203356

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,570 (+1.92%) Land $19,150 Building $51,420	$1,107,860 (-) Land $300,630 Building $807,230
2025	$3,799.00 (+57.18%)	$69,240 (+20.25%) Land $18,790 Building $50,450	$1,107,860 (+28.91%) Land $300,630 Building $807,230
2023	$2,417.00 (+17.96%)	$57,580 (+19.26%) Land $15,350 Building $42,230	$859,430 (+23.72%) Land $229,090 Building $630,340
2022	$2,049.00	$48,280 Land $12,990 Building $35,290	$694,630 Land $186,880 Building $507,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AlignTec.

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