84 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 84 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,708 sqft · built 1996
Lot Size	15.5 acres (675,833 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Apr 2022)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5661-342-05-182`

Property Details

APN / Parcel Number

Primary APN	`5661-342-05-182`
Alternative APN	`R434387`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,708 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	2,708 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Lot Area	675,833 sqft
Garage Type	Attached
Garage Area	1,368 sqft
Porch	Unfinished Open Porch
Porch Area	32 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R434387
Street Address	84 RIDGE RD
City	DURANGO
State	CO
Zip	81303-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: 79A PROJ 2012-0136 PER PLAT 1063171 84 RIDGE RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	79A
Legal Block	3
Legal Lot Number	79A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3001
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	392 FAIRVIEW BLVD, BRECKENRIDGE, CO 80424-8910
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2022	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	20221209521
Last Transfer Date	Mar 23, 2024
Transfer Doc	0001230940
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 27, 2024
Property Address	84 RIDGE RD, DURANGO, CO 81303-3423
Document Number	0001230940
Map Reference	DOC 1099048
Instrument	1230940
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 FAIRVIEW BLVD, BRECKENRIDGE, CO 80424-8910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 FAIRVIEW BLVD, BRECKENRIDGE, CO 80424-8910

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 28, 2022
Property Address	84 RIDGE RD, DURANGO, CO 81303-3423
Document Number	0001209521
Instrument Date	Apr 22, 2022
Instrument	1209521
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 FAIRVIEW BLVD, BRECKENRIDGE, CO 80424-8910

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 RIDGE RD, DURANGO, CO 81303-3423
Document Number	0001193172
Instrument Date	May 21, 2021
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193172
Date	Jun 7, 2021
Instrument	1193172

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	84 RIDGE RD, DURANGO, CO 81303-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163120
Date	Oct 16, 2019
Instrument	1163120

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 23, 2019
Property Address	84 RIDGE RD, DURANGO, CO 81303-3423
Document Number	0001152867
Instrument Date	Jan 18, 2019
Instrument	1152867
Transaction Type	Transfer
Record Updated	Jan 31, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 RIDGE RD DURANGO CO 813036729, DURANGO, CO 81303-6729

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,190 (+1.62%) Land $21,370 Building $45,820	$1,057,980 (-) Land $336,470 Building $721,510
2025	$3,628.00 (+34.92%)	$66,120 (+20.57%) Land $21,030 Building $45,090	$1,057,980 (+29.27%) Land $336,470 Building $721,510
2024	$2,689.00 (+16.81%)
2023	$2,302.00 (+18.54%)	$54,840 (+19.84%) Land $17,130 Building $37,710	$818,430 (+24.3%) Land $255,630 Building $562,800
2022	$1,942.00	$45,760 Land $14,540 Building $31,220	$658,430 Land $209,160 Building $449,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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