125 Reflection Blvd, Auburndale, FL 33823 Property Records

Polk County property record for 125 Reflection Blvd, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,333 sqft · built 1993
Lot Size	0.461 acres (20,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Nov 2021)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-27-22-299750-000130`

Property Details

APN / Parcel Number

Primary APN	`25-27-22-299750-000130`
Alternative APNs	`222725299750000130` `22725000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,333 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	2,333 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	20,099 sqft (0.461 acres)
Lot Dimensions	180 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Porch	Unfinished Open Porch
Porch Area	374 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	125 REFLECTION BLVD
City	AUBURNDALE
State	FL
Zip	33823-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE REFLECTIONS OF JULIANA PB 90 PG 4 LOT 13
Legal Range	25E
Legal Township	27S
Legal Section	22
Legal Subdivision	REFLECTIONS OF JULIANA
Legal Tract	299750
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2028
Census Tract	12408

Owner

Source: Polk County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	2021302089
Deed Book / Page	11989 / 1203
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	0000123138
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Sep 18, 2026
Property Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Document Number	0000226752
Book / Page	14159 / 176
Instrument Date	Aug 10, 2026
Instrument	2026226752
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Investor	Possibly a Property Investor

Mortgage

Document Number	0000226752,
Date	Sep 18, 2026
Book Page	14159/176
Instrument	2026226752

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2051

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665

Mortgage

Document Number	0000259629
Date	Nov 2, 2023
Book Page	12896/87
Instrument	2023259629

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 18, 2021
Property Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Document Number	0000302089
Book / Page	11989 / 1203
Map Reference	MB 90 PG 4
Instrument Date	Nov 9, 2021
Instrument	2021302089
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 TUPELO TER, 5875, THE VILLAGES, FL 32163-0444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 REFLECTION BLVD, AUBURNDALE, FL 33823-9665

Mortgage

Document Number	0119891204
Date	Nov 18, 2021
Instrument	11989/1204

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,285 (+2.7%)	$331,827 (-2.15%) Land $76,000 Building $255,827
2025	$3,524.00 (-7.87%) Homeowner's exemption	$312,838 (+5.99%)	$339,115 (-3.05%) Land $76,000 Building $263,115
2023	$3,825.00 (-15.77%) Homeowner's exemption	$295,166 (-4.3%)	$349,798 (+13.41%) Land $74,000 Building $275,798
2022	$4,541.00	$308,429 Land $62,000 Building $246,429	$308,429 Land $62,000 Building $246,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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