115 Reflection Blvd, Auburndale, FL 33823 Property Records

Polk County property record for 115 Reflection Blvd, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,301 sqft · built 1993
Lot Size	0.403 acres (17,550 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2022)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-27-22-299750-000080`

Property Details

APN / Parcel Number

Primary APN	`25-27-22-299750-000080`
Alternative APNs	`222725299750000080` `22725000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	2,301 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	17,550 sqft (0.403 acres)
Lot Dimensions	165 ft deep x 91 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	576 sqft
Pool Area	450 sqft
Porch	Screened/Unfinished Porch
Porch Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 REFLECTION BLVD
City	AUBURNDALE
State	FL
Zip	33823-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE REFLECTIONS OF JULIANA PB 90 PG 4 LOT 8
Legal Range	25E
Legal Township	27S
Legal Section	22
Legal Subdivision	REFLECTIONS OF JULIANA
Legal Tract	299750
Legal Block	2
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2030
Census Tract	12408

Owner

Source: Polk County records · APN 25-27-22-299750-000080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 12, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Nov 02, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2022164146
Deed Book / Page	12298 / 1638
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 15, 2022
Property Address	115 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Document Number	0000164146
Book / Page	12298 / 1638
Map Reference	MB 90 PG 4
Instrument Date	Jun 13, 2022
Instrument	2022164146
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 REFLECTION BLVD, 115, AUBURNDALE, FL 33823-9665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 REFLECTION BLVD, AUBURNDALE, FL 33823-9665

Mortgage

Document Number	0122981639
Date	Jun 15, 2022
Instrument	12298/1639

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2019
Property Address	115 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Document Number	0108081802
Book / Page	010808 / 001802
Instrument Date	Apr 09, 2019
Instrument	74889
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	CITY TITLE, CITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 REFLECTION BLVD AUBURNDALE FL 338239665, AUBURNDALE, FL 33823-9665

Mortgage

Document Number	108081805
Date	Apr 12, 2019
Book Page	010808/001805
Instrument	74890

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 02, 2018
Property Address	115 REFLECTION BLVD, AUBURNDALE, FL 33823-9665
Document Number	0106610076
Book / Page	010661 / 000076
Instrument Date	Oct 31, 2018
Instrument	231628
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,239.70
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	203 HILLCREST ST ORLANDO FL 328011211, ORLANDO, FL 32801-1211

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (-13.4%) Homeowner's exemption	$348,618 (-1.65%) Land $76,000 Building $272,618	$348,618 (-1.65%) Land $76,000 Building $272,618
2023	$4,604.00 (+46.02%) Homeowner's exemption	$354,482 (+45.55%) Land $74,000 Building $280,482	$354,482 (+16.16%) Land $74,000 Building $280,482
2022	$3,153.00	$243,541	$305,160 Land $62,000 Building $243,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 578 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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