120 Reflection Blvd, Auburndale, FL 33823 Property Records

Polk County property record for 120 Reflection Blvd, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,141 sqft · built 2001
Lot Size0.405 acres (17,637 sqft)
Owner2 Individual Names on File
Last Sale$443,000 (Jul 2022)
Tax Bill$4,451 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-27-22-299750-000370

Property Details

APN / Parcel Number

Primary APN25-27-22-299750-000370
Alternative APNs
  • 222725299750000370
  • 22725000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,141 sqft Living Area
Gross Area2,687 sqft
1st Floor Area2,141 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area17,637 sqft (0.405 acres)
Lot Dimensions151 ft deep x 92 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area546 sqft
PorchUnfinished Open Porch
Porch Area418 sqft

Location & Zoning

Street Address120 REFLECTION BLVD
CityAUBURNDALE
StateFL
Zip33823-9656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE REFLECTIONS OF JULIANA PB 90 PG 4 LOT 37
Legal Range25E
Legal Township27S
Legal Section22
Legal SubdivisionREFLECTIONS OF JULIANA
Legal Tract299750
Legal Block2
Legal Lot Number37
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2029
Census Tract12408

Owner

Source: Polk County records · APN 25-27-22-299750-000370

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Warranty Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC
May 16, 2022Deed of Trust, Mortgage · Balloon Mortgage
KNOCK LENDING LLC
Sep 10, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2022 · Amount on Record
Deed SaleJul 06, 2022 · Amount on Record
Prior SaleJul 28, 2016 · Amount on Record
Deed Document Number2022184190
Deed Book / Page12327 / 460
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 07, 2022
Property Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656
Document Number0000184190
Book / Page12327 / 460
Map ReferenceMB 90 PG 4
Instrument DateJul 05, 2022
Instrument2022184190
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,101.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5734 OAKWOOD KNOLL DR, 5734, LAKELAND, FL 33811-1544

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656

Mortgage

Document Number0012327462
DateJul 07, 2022
Instrument12327/462
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133071
DateMay 16, 2022
Book Page12254/1481
Instrument2022133071
Lender
NameKNOCK LENDING LLC
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656

Mortgage

Document Number0000236268
DateSep 10, 2021
Book Page11886/519
Instrument2021236268
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term299 Months
DueAug 01, 2046

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,451.00 (-12.12%)$344,326 (-1.62%) Land $76,000 Building $268,326$344,326 (-1.62%) Land $76,000 Building $268,326
2023$5,065.00 (+80.31%)$349,980 (+60.76%) Land $74,000 Building $275,980$349,980 (+18.68%) Land $74,000 Building $275,980
2022$2,809.00$217,705$294,895 Land $62,000 Building $232,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 578 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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