Polk County property record for 120 Reflection Blvd, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,141 sqft · built 2001 |
| Lot Size | 0.405 acres (17,637 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $443,000 (Jul 2022) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-22-299750-000370 |
| Primary APN | 25-27-22-299750-000370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,141 sqft Living Area |
| Gross Area | 2,687 sqft |
| 1st Floor Area | 2,141 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,637 sqft (0.405 acres) |
| Lot Dimensions | 151 ft deep x 92 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 418 sqft |
| Street Address | 120 REFLECTION BLVD |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE REFLECTIONS OF JULIANA PB 90 PG 4 LOT 37 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | REFLECTIONS OF JULIANA |
| Legal Tract | 299750 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12408 |
Source: Polk County records · APN 25-27-22-299750-000370
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| May 16, 2022 | Deed of Trust, Mortgage · Balloon Mortgage KNOCK LENDING LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2022 · Amount on Record |
| Deed Sale | Jul 06, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2016 · Amount on Record |
| Deed Document Number | 2022184190 |
| Deed Book / Page | 12327 / 460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 07, 2022 |
| Property Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Document Number | 0000184190 |
| Book / Page | 12327 / 460 |
| Map Reference | MB 90 PG 4 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 2022184190 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5734 OAKWOOD KNOLL DR, 5734, LAKELAND, FL 33811-1544 |
| Name | Verified Name |
|---|---|
| Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Document Number | 0012327462 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 12327/462 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000133071 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 12254/1481 |
| Instrument | 2022133071 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 REFLECTION BLVD, AUBURNDALE, FL 33823-9656 |
| Document Number | 0000236268 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 11886/519 |
| Instrument | 2021236268 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 01, 2046 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,451.00 (-12.12%) | $344,326 (-1.62%) Land $76,000 Building $268,326 | $344,326 (-1.62%) Land $76,000 Building $268,326 |
| 2023 | $5,065.00 (+80.31%) | $349,980 (+60.76%) Land $74,000 Building $275,980 | $349,980 (+18.68%) Land $74,000 Building $275,980 |
| 2022 | $2,809.00 | $217,705 | $294,895 Land $62,000 Building $232,895 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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