125 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 125 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1994
Lot Size	0.244 acres (10,636 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Nov 2022)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1535-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1535-9`
Alternative APN	`29-3N-23-2215-000B-0320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,018 sqft Heated Area
Gross Area	1,584 sqft
1st Floor Area	1,018 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1994
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,636 sqft (0.244 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	30 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	125 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 32 BLK B
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	B
Legal Lot Number	32
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	3591032
Deed Book / Page	3651 / 1824
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 15, 2022
Property Address	125 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0036511824
Book / Page	3651 / 1824
Map Reference	MB 11 PG 32
Instrument Date	Nov 14, 2022
Instrument	3591032
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 HAGOOD LOOP, 2155, CRESTVIEW, FL 32536-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0036511826
Date	Nov 15, 2022
Instrument	3651/1826

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 4, 2019
Property Address	125 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0034170089
Book / Page	3417 / 0089
Map Reference	MB 11 PG 32
Instrument Date	Aug 30, 2019
Instrument	3302188
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 MARILEA CT, 5300, CRESTVIEW, FL 32536-5451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 SHOCKLEY SPRINGS RD, BAKER, FL 32531-7938

Mortgage

Document Number	0034170090
Date	Sep 4, 2019
Instrument	3417-0090

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (-4.16%)	$172,743 (-2.33%) Land $47,080 Building $125,663	$172,743 (-2.33%) Land $47,080 Building $125,663
2023	$2,861.00 (+36.76%)	$176,867 (+21.62%) Land $40,000 Building $136,867	$176,867 (+21.62%) Land $40,000 Building $136,867
2022	$2,092.00	$145,422 Land $25,718 Building $119,704	$145,422 Land $25,718 Building $119,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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