118 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 118 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1993
Lot Size	0.166 acres (7,231 sqft)
Owner	Owner Name on Record
Last Sale	$145,000 (Dec 2005)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1602-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1602-7`
Alternative APN	`29-3N-23-2215-000F-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Heated Area
Gross Area	1,294 sqft
1st Floor Area	1,024 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,231 sqft (0.166 acres)
Garage Type	Finished
Garage Area	240 sqft
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	118 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 1 BLK F
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	F
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2029
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1 DOE LN, FORT WALTON BEACH, FL 32547-1413

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBUS CAP LNDG
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2005 · Amount on Record
Deed Sale	Dec 28, 2005 · Amount on Record
Deed Document Number	2290709
Deed Book / Page	2676 / 1689
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	118 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0033763384
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 INDIAN BAYOU TRL #1215 DESTIN FL 325414306, 1215, DESTIN, FL 32541-4306

Mortgage

Document Number	0033763384
Date	Nov 30, 2018
Book Page	003376/003384
Instrument	3245963

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33176

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	118 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0033252234
Book / Page	003325 / 002234
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK TERRACE DR CRESTVIEW FL 325398383, CRESTVIEW, FL 32539-8383

Mortgage

Document Number	0033252234
Date	Nov 9, 2017
Book Page	003325/002234
Instrument	3171560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00 (+9.32%)	$162,217 (-2.68%) Land $47,080 Building $115,137	$162,217 (-2.68%) Land $47,080 Building $115,137
2023	$2,254.00 (+12.53%)	$166,690 (+18.67%) Land $40,000 Building $126,690	$166,690 (+18.67%) Land $40,000 Building $126,690
2022	$2,003.00	$140,468 Land $25,718 Building $114,750	$140,468 Land $25,718 Building $114,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Nearby Properties on Oak Ter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures