127 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 127 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1994
Lot Size	0.346 acres (15,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Aug 2022)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1534-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1534-2`
Alternative APNs	`29-3N-23-2215-000B-0310` `23N3292215000B0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,269 sqft
Upper Floors Area	444 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,057 sqft (0.346 acres)
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 31 BLK B
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	B
Legal Lot Number	31
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · VA Mortgage CORE BANK
Dec 6, 2021	Intrafamily Transfer, Transfer
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	20223573823
Deed Book / Page	3639 / 1979
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0035911280
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2022
Property Address	127 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0036391979
Book / Page	3639 / 1979
Map Reference	MB 11 PG 32
Instrument Date	Aug 19, 2022
Instrument	3573823
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6420 W HIGHWAY 98, 6420, PORT SAINT JOE, FL 32456-7401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number	0036391981
Date	Aug 24, 2022
Instrument	3639/1981

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2021
Property Address	127 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0035911280
Book / Page	3591 / 1280
Instrument Date	Nov 30, 2021
Instrument	3510394
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 788, CRESTVIEW, FL 32536-0788

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6420 W HIGHWAY 98, PORT ST JOE, FL 32456-7401

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 31, 2019
Property Address	127 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number	0034360635
Book / Page	003436 / 000635
Instrument Date	Dec 31, 2019
Instrument	3327248
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	609 NELSON POINT RD NICEVILLE FL 325784520, NICEVILLE, FL 32578-4520

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 (-5.24%)	$216,314 (-3.45%) Land $47,080 Building $169,234	$216,314 (-3.45%) Land $47,080 Building $169,234
2023	$3,624.00 (+16.34%)	$224,055 (+17.09%) Land $40,000 Building $184,055	$224,055 (+17.09%) Land $40,000 Building $184,055
2022	$3,115.00	$191,359 Land $25,718 Building $165,641	$191,359 Land $25,718 Building $165,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Nearby Properties on Oak Ter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures