Okaloosa County property record for 117 Oak Ter Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,027 sqft · built 1994 |
| Lot Size | 0.186 acres (8,095 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,404 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-1539-1 |
| Primary APN | C56-000-597-1539-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| Gross Area | 1,292 sqft |
| 1st Floor Area | 1,027 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,095 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 117 OAK TERRACE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL TERRACE EST LOT 36 BLK B |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | SHOAL TERRACE EST |
| Legal Block | B |
| Legal Lot Number | 36 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20702 |
117 Oak Ter Dr, a single family home, is owned by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 623 ELIZABETH ST, OGDENSBURG, NY 13669-3401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 117 Oak Ter Dr was $2,404.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 | $159,260 Land $47,080 Building $112,180 | $159,260 Land $47,080 Building $112,180 |
| 2023 | $2,192.00 (+12.64%) | $162,185 (+18.92%) Land $40,000 Building $122,185 | $162,185 (+18.92%) Land $40,000 Building $122,185 |
| 2022 | $1,946.00 | $136,378 Land $25,718 Building $110,660 | $136,378 Land $25,718 Building $110,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Oak Ter Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Oak Ter Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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