125 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 125 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Townhouse
Details	1,495 sqft · built 2019
Lot Size	0.05 acres (2,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,307 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28002-050`

Property Details

APN / Parcel Number

Primary APN	`986-28002-050`
Alternative APN	`598468`

Interior

Stories	2 Stories
Building Area	1,495 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	615 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.05 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Account Number	598468
Street Address	125 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HILLTOP TOWNHOMES, BLOCK 2, LOT 5, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	2
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County records · APN 986-28002-050

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019
Deed Sale	Sep 04, 2019
Deed Document Number	1370749
Deed Book / Page	4657 / 374
Record Updated	Jun 08, 2026

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 04, 2019
Property Address	125 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004657/374
Book / Page	4657 / 374
Map Reference	VOL 36 PG 59-60
Instrument Date	Sep 03, 2019
Instrument	1370749
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CATARINA DRIVE, LAREDO, TX 78045-7070

Mortgage

Document Number	0001370750
Date	Sep 04, 2019
Instrument	1370750

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,560 (+15.74%) Land $27,280 Building $194,280	$221,560 (+15.74%) Land $27,280 Building $194,280
2024	$1,307.00 (+12.19%)
2023		$191,430 Land $17,490 Building $173,940	$191,430 Land $17,490 Building $173,940
2022	$1,165.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.