120 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 120 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,495 sqft · built 2019
Lot Size	0.051 acres (2,200 sqft)
Owner	Company Name on Record
Last Sale	$169,200 (Apr 2019)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28001-100`

Property Details

APN / Parcel Number

Primary APN	`986-28001-100`
Alternative APN	`598449`

Interior

Stories	2 Stories
Building Area	1,495 sqft Living Area
Gross Area	1,735 sqft
1st Floor Area	615 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	395 sqft

Location & Zoning

Street Address	120 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES, BLOCK 1, LOT 10, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	1
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2019	Vendor's Lien, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20191357006
Deed Book / Page	4577 / 444
Prior Transfer Date	Apr 2, 2019
Prior Transfer Doc	004577/444
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	120 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4965/791
Date	Mar 1, 2021
Book Page	4965/791
Instrument	1419950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 4, 2019
Property Address	120 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004577/444
Book / Page	4577 / 444
Map Reference	VOL 36 PG 59&60
Instrument Date	Apr 2, 2019
Instrument	1357006
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2039, LAREDO, TX 78044-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 NIAGARA DRIVE, LAREDO, TX 78045-7433

Mortgage

Document Number	0001357007
Date	Apr 4, 2019
Instrument	1357007

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,000 (+1.79%) Land $27,280 Building $199,720	$227,000 (+1.79%) Land $27,280 Building $199,720
2025	$1,128.00 (-13.56%) Homeowner's exemption	$223,000 (+16.48%) Land $27,280 Building $195,720	$223,000 (+16.48%) Land $27,280 Building $195,720
2024	$1,305.00 (+12.02%)
2023		$191,455 Land $17,490 Building $173,965	$191,455 Land $17,490 Building $173,965
2022	$1,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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